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6205 Indian Ridge Dr, Earlysville, VA, 22936

5beds
6baths
5,505sqft
$2,695,000
$490price/sqft
$16,448/moest. monthly cost
$657,920/yrincome needed

About This Home

A rare opportunity to own one of Albemarle County's premier country estates. Privately situated behind a gated entrance on 47.5+/- picturesque acres, this custom home blends timeless craftmanship with exceptional privacy, rolling pastures, mature hardwoods, Beaverdam Creek, walking trails, & breathtaking Blue Ridge Mountain views. Offering 5 bedrooms, 4 full baths, 2 half baths, and 5,500+ finished sq. ft. featuring 10-foot ceilings, oak hardwood flooring, abundant natural light, & 3 fireplaces. The chef's kitchen is appointed with cherry cabinetry, granite counters, Wolf appliances, Sub-Zero refrigerator, pantry, and a spacious breakfast area opening to the family room with spectacular mountain vistas. A walk-out terrace level provides an exercise room, full bath, and extensive unfinished space for future expansion or storage. Additional amenities include an attached 3 car garage, whole-house generator, updated Trane HVAC systems, mature gardens, detached garden shed, barn & fenced grounds surrounding the residence, & high speed internet. Ideal for equestrian pursuits, the property allows boarding of up to 4 horses while offering the peace & beauty of a private country retreat just minutes from Charlottesville, UVA & CHO airport.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
2/10
5/10
Albemarle High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Architectural
  • Construction materials: HardiPlank Type,Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Gas Cooktop,Disposal,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bathroom

  • Level: Basement

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Level: First

Features

  • Central Vacuum,Double Vanity,Hot Tub/Spa,Sitting Area in Primary,Walk-In Closet(s),Entrance Foyer,Eat-in Kitchen,High Ceilings,Kitchen Island,Mud Room,Recessed Lighting
  • Window features: Double Pane Windows,Insulated Windows,Screens
  • Flooring: Carpet,Concrete,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Two,Insert,Masonry,Wood Burning,Wood BurningStove
  • Fireplace: Yes
  • Finished area below ground: 353
  • Finished area above ground: 5,152

Foyer

  • Level: First

Half Bath

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Propane,Multi-Fuel
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 8,432
  • Total interior livable area: 5,505 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Mud Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Study

  • Level: First

Property

Details

  • Parcel number: 018A0000000600
  • Zoning description: RA Rural Area
  • Horse amenities: Riding Trail

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Brick,Composite,Patio,Porch,Side Porch,Stone
  • Exterior features: Hot Tub/Spa,Mature Trees/Landscape
  • Has spa: Yes
  • Spa features: Hot Tub,OutdoorHot Tub
  • Fencing: Partial,Wood,Fenced
  • Has view: Yes
  • View description: Garden,Mountain(s),Panoramic,Rural,Trees/Woods
  • Topography of land: Rolling

Lot

  • Lot size: 47.50 Acres
  • Features: Garden,Landscaped,Native Plants,Partially Cleared,Private,Secluded,Wooded

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Electricity,Garage,Garage Door Opener,Gravel,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Drought
Hurricane
Heat Wave
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$684$8,208
Property Taxes $1,607$19,284
Electricity $530$6,362
Total$16,448$197,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$563,931/yr
40% on housing$493,440/yr
45% on housing$438,613/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 22936$218
Albemarle County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 22936$262
Albemarle County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$2,695,000

For Sale by Agent

AgentDAVID COOKE
BrokerageLONG & FOSTER - CHARLOTTESVILLE

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