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2200 Rocky Run, Charlottesville, VA, 22901

4beds
4baths
3,899sqft
$895,000
$230price/sqft
$5,737/moest. monthly cost
$229,480/yrincome needed

About This Home

Huge price reduction, motivated sellers are ready to move closer to grandchildren! Wonderful Waverly neighborhood, where community & nature thrive. Enjoy the convenience of proximity to C-ville & Crozet while living in nature. This 3.9 acre mostly wooded lot is a nature lovers dream. The rear boundary is peaceful Rocky Run where wildlife abounds. This 4 BR, 3.5 BA home w/ all hardwood and tile floors is located on a cul-de-sac street. The terrace level can work as an in-law suite w/ a small kitchen, full BA, and a cozy great room w/ a wood stove. The huge eat in country kitchen has 2 ovens and beautiful custom Jaeger & Ernst rare Shedua wood cabinets and large island all with granite countertops, the greenhouse window at the kitchen sink is perfect for keeping your plants happy. The large primary BR has vaulted ceilings, large walk in closet and HW floors. There is another full BA & 3 bedrooms on the second floor. The sunroom has heated tile floors, skylights, ceiling fan and opens to an extensive elevated private deck, perfect for entertaining. Take a walk down to lovely Rocky Run, listen to birds and relax. Recent improvements include removal of quest pipes, new HW heater, well pressure Tank. Interior & Exterior painting.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

8/10
8/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Architectural,Composition,Shingle
  • Construction materials: Brick,Cedar,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,ENERGY STAR Qualified Refrigerator,Electric Cooktop,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out Access,Apartment

Bathroom

  • Level: Second

Bathroom

  • Level: Basement

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Double Vanity,Jetted Tub,Second Kitchen,Skylights,Walk-In Closet(s),Eat-in Kitchen,Kitchen Island
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Hardwood
  • Fireplace features: Wood Burning,Wood BurningStove
  • Fireplace: Yes
  • Finished area below ground: 756
  • Finished area above ground: 3,143

Great Room

  • Level: Basement

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Central,Heat Pump,Radiant Floor
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,551
  • Total interior livable area: 3,899 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Basement

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Basement

Sunroom

  • Level: First

Property

Details

  • Parcel number: 04200000019900
  • Zoning description: RA Rural Area

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Glass Enclosed,Porch
  • Has spa: Yes
  • Has view: Yes
  • View description: Residential,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Topography of land: Rolling

Lot

  • Lot size: 3.93 Acres
  • Features: Cul-De-Sac,Landscaped,Native Plants,Partially Cleared,Private,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Drought
Hurricane
Heat Wave
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$165$1,980
Property Taxes $672$8,064
Electricity $375$4,506
Total$5,737$68,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,697/yr
40% on housing$172,110/yr
45% on housing$152,986/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 22901$227
Albemarle County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 22901$302
Albemarle County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$895,000
2026-07-14Price change$935,000
2026-06-10Price change$965,000
2026-05-29Listed for sale$999,900
1997-09-19Sold$385,000

For Sale by Agent

AgentLOI PATKIN
BrokerageLONG & FOSTER - CHARLOTTESVILLE

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