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4035 Edge Valley Rd, North Garden, VA, 22959

5beds
5baths
7,299sqft
$1,825,000
$250price/sqft
$12,197/moest. monthly cost
$487,880/yrincome needed

About This Home

Fernwood--c.1915 brick Federalist manor home, built using lumber, stone, and brick sourced from the property and surrounding area. From an initial restoration by the current owners over 50 years ago, Fernwood has been lovingly and painstakingly renovated and enlarged, creating a one-of-a-kind property designed for comfortable living and gracious entertaining. 5 bedrooms, country kitchen with antique beams, stunning great room with 14ft ceilings and stone FP, English bsmt with exposed stone walls, original oak floors, huge patio with outdoor FP, extensive brick hardscaping, pool, formal gardens, 4 car garage, guest cottage, the list goes on and on. Fernwood has hosted numerous weddings, parties, and family events. 10 acres with mature forest, spring-fed stream, and walking trails. Additional acreage, with possible owner-financing, is available. Nestled at the foot of a small mountain in a valley of fine homes and estates just 10 minutes south of Charlottesville and UVA, and in close proximity to diverse recreation opportunities and vineyards, this is a rare opportunity to assume the stewardship of a remarkable southern Albemarle estate property.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
3/10
6/10
Monticello High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1915

Materials

  • Foundation: Stone
  • Roof: Composition,Shingle
  • Construction materials: Brick,Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Electric Cooktop,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Finished,Heated,Interior Entry

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Wet Bar,Remodeled,Sitting Area in Primary,Walk-In Closet(s),Butler's Pantry,Breakfast Area,Entrance Foyer,Home Office,Kitchen Island
  • Window features: Double Pane Windows,Screens,Transom Window(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl Plank
  • Fireplace features: Masonry,Multiple,Stone,Wood Burning,Wood BurningStove
  • Fireplace: Yes
  • Finished area below ground: 1,466
  • Finished area above ground: 5,544

Foyer

  • Level: First

Great Room

  • Level: First

Half Bath

  • Level: First

Half Bath

  • Level: Basement

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Oil,Radiant Floor,Radiant
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 8,271
  • Total interior livable area: 7,299 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Master Bathroom

  • Level: Third

Master Bedroom

  • Level: Third

Office

  • Level: Basement

Other

  • Features: Butler's Pantry
  • Level: First

Other

  • Features: Butler's Pantry
  • Level: Basement

Other

  • Level: First

Other

  • Level: Basement

Recreation

  • Level: Basement

Study

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 8719
  • Zoning description: RA Rural Agricultural
  • Exclusions: Pot Rack in Kitchen,Washer/Dryer,Freezer and Refrigerator in Basement

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Pool,Private
  • Patio & porch: Rear Porch,Brick,Front Porch,Glass Enclosed,Patio,Porch,Screened
  • Exterior features: Landscape Lights,Porch
  • Has view: Yes
  • View description: Rural,Trees/Woods

Lot

  • Lot size: 10 Acres
  • Features: Garden,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Oversized,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Hurricane
Landslide
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,228$110,736
Home Insurance *$796$9,552
Property Taxes $1,470$17,640
Electricity $703$8,436
Total$12,197$146,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$418,182/yr
40% on housing$365,910/yr
45% on housing$325,253/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 22959$800
Albemarle County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 22959$226
Albemarle County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$1,895,000
2025-11-16Listing removed$1,875,000
2025-10-03Price change$1,875,000
2025-05-22Price change$1,975,000
2025-04-16Price change$2,478,000
2025-04-01Price change$2,645,000
2025-02-28Listed for sale$2,875,000

For Sale by Agent

AgentCARTER MONTAGUE
BrokerageMONTAGUE, MILLER & CO. - WESTFIELD

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