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1855 Vista Cir, Bedford, VA, 24523

3beds
3baths
2,502sqft
$499,900
$200price/sqft
$3,133/moest. monthly cost
$125,320/yrincome needed

About This Home

Welcome home to this well-maintained 3-bedroom, 3-bath home set on a large lot totaling 2.54 acres in the sought-after North Hills neighborhood. Designed for comfort and convenience, all bedrooms and living spaces are located on the main level-perfect for effortless everyday living. The spacious primary bedroom features a private ensuite bath and a walk-in closet. Enjoy an open dining and living room layout, designed for everyday living. Just off the dining room, step out onto a screened-in porch, ideal for morning coffee while overlooking the back yard. Off the kitchen you'll find the main level laundry room, adding to the home's practical layout. Downstairs, the finished basement area adds significant living space, highlighted by a large, great room complete with a kitchenette-ideal for entertaining, guest accommodations, or multi-purpose use. The home also includes two garages and a 12x24 shed, offering ample space for vehicles, storage, or hobbies.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

--
Bedford Primary SchoolGrades PK-11.4 mi
7/10
Bedford Middle SchoolGrades 6-81.4 mi
3/10
Liberty High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Level: First
  • Area: 143

Bedroom3

  • Level: First
  • Area: 168

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 90

Family Room

  • Area: 0

Features

  • Main Level Bedroom,Primary Bed w/Bath,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,069
  • Finished area above ground: 1,433

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,502
  • Total interior livable area: 2,502 sqft

Kitchen

  • Level: First
  • Area: 80

Living Room

  • Level: First
  • Area: 221

Master Bedroom

  • Level: First
  • Area: 224

Office

  • Area: 0

Property

Details

  • Parcel number: 135546T
  • Zoning: R-1

Features

  • Levels: One
  • Patio & porch: Front Porch

Lot

  • Lot size: 2.54 Acres
  • Features: Landscaped

Parking

  • Parking features: Paved Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$170$2,040
Property Taxes $196$2,352
Electricity $240$2,891
Total$3,133$37,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,417/yr
40% on housing$93,990/yr
45% on housing$83,546/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 24523$177
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24523$192
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$539,900
2026-03-27Listed for sale$549,900
2015-11-06Sold$195,200
2015-09-18Listed for sale$199,900

For Sale by Agent

AgentTammy Slusher
BrokerageCentury 21 ALL-SERVICE-BED

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