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1423 7th St, Des Moines, IA, 50314

4beds
3baths
2,208sqft
$294,900
$134price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

Like-New Living Without the New Construction Price This move-in-ready home has been completely renovated from top to bottom. Features 4 bedrooms, 2½ bathrooms, including a main-floor primary suite with a walk-in closet and private 3/4 bath, plus a finished walk-up attic for additional living space. Main-floor laundry adds everyday convenience. The open-concept main floor is highlighted by a stunning new kitchen with solid wood cabinetry, a timeless tile backsplash, and modern finishes. Major updates include: New roof New furnace and central air New plumbing and electrical throughout New windows and vinyl siding Enjoy a fully fenced backyard and a clean, spacious basement ideal for storage or a workshop. Classic Des Moines character meets the comfort and peace of mind of modern construction.

Getting Around

73
WalkingVery Walkable
46
TransitSome Transit
52
BikeBikeable

Schools

5/10
Moulton Elementary SchoolGrades PK-50.2 mi
2/10
Harding Middle SchoolGrades 6-81.6 mi
2/10
North High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1904

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,208
  • Total interior livable area: 2,208 sqft

Property

Details

  • Parcel number: 08003561000000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,660 sqft
  • Lot size dimensions: 45 x 104

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$340$4,080
Property Taxes $314$3,768
Electricity $164$1,976
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 50314$114
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50314$123
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$288,900
2026-07-30Price change$294,900
2026-07-23Listed for sale$299,000
2025-06-30Sold$55,000
2025-06-04Pending sale$79,900
2025-05-19Price change$79,900
2025-05-01Listed for sale$99,900
2015-02-19Sold$17,000
2014-11-08Price change$26,500
2014-10-10Price change$29,000
2014-09-09Price change$34,900
2014-07-30Listed for sale$41,000
2014-06-26Sold$83,821
2001-09-05Sold$56,000
1999-09-29Sold$56,500
1997-01-10Sold$28,000

For Sale by Agent

AgentKurt Clements
BrokerageListWithFreedom.com Inc

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