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1305 Summerpark Dr, Forest, VA, 24551

4beds
4baths
4,040sqft
$699,900
$173price/sqft
$4,329/moest. monthly cost
$173,160/yrincome needed

About This Home

Some homes you tour. This one you feel. Tucked along 205 feet of Swan Lake frontage in the coveted Forest Lakes neighborhood, this all-brick Colonial commands nearly an acre of lakeside living. A beautifully updated kitchen with cherry wood cabinetry, granite counters, and designer lighting flows into formal living and dining spaces with hardwood floors, crown molding, and a cozy fireplace. The primary suite delivers with a tray ceiling, oversized walk-in closet, and a completely renovated bath featuring a freestanding tub, frameless glass shower, and brushed gold fixtures. The finished terrace level is a game changer. Full kitchen, living space, bonus room, and bath create a turnkey setup for guests, family, or income. The patio and deck have water views that never get old. Renewed two-car garage with epoxy floor. Top-rated Forest schools. Stop searching. Start living on the lake.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Forest Middle SchoolGrades 6-82.8 mi
5/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Wall Oven,Washer,Electric Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Apartment,Exterior Entry,Finished,Full,Heated,Interior Entry,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 210

Bedroom3

  • Level: Second
  • Area: 154

Bedroom4

  • Level: Second
  • Area: 121

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 210

Family Room

  • Level: Below Grade
  • Area: 392

Features

  • Apartment,Ceiling Fan(s),Drywall,Primary Bed w/Bath,Separate Dining Room,Tile Bath(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces,Den,Gas Log,Basement
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,200
  • Finished area above ground: 2,840

Great Room

  • Level: First
  • Area: 225

Heating & Cooling

  • Heating features: Heat Pump,Two-Zone
  • Cooling features: Heat Pump,Two-Zone

Interior Area

  • Total structure area: 4,040
  • Total interior livable area: 4,040 sqft

Kitchen

  • Level: First
  • Area: 224

Living Room

  • Level: First
  • Area: 196

Master Bedroom

  • Level: Second
  • Area: 270

Office

  • Level: Below Grade
  • Area: 169

Property

Details

  • Parcel number: 89205046

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool Nearby
  • Patio & porch: Patio
  • Exterior features: Tennis Courts Nearby
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.97 Acres
  • Features: Landscaped,Undergrnd Utilities,Close to Clubhouse

Parking

  • Parking features: Off Street,Paved Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$173$2,076
Property Taxes $228$2,736
Electricity $389$4,669
Total$4,329$51,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,422/yr
40% on housing$129,870/yr
45% on housing$115,440/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 24551$179
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24551$179
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$724,900
2026-03-18Price change$734,900
2026-03-06Listed for sale$749,900
2025-10-23Listing removed$775,000
2025-08-20Price change$775,000
2025-08-18Price change$819,900
2025-08-04Price change$839,900
2025-07-28Price change$819,900
2025-07-04Listed for sale$839,900
2022-05-26Sold$581,000
2022-04-27Pending sale$549,900
2022-04-26Listed for sale$549,900
2022-04-26Pending sale$549,900
2018-11-09Sold$399,900
2018-10-10Pending sale$399,900
2018-10-02Price change$399,900
2018-07-30Price change$409,900
2018-06-22Price change$419,900
2018-06-03Listed for sale$424,900
2018-06-01Pending sale$424,900
2018-05-22Price change$424,900
2018-03-20Price change$434,900
2017-11-01Price change$429,900
2017-09-28Listed for sale$459,000
2003-06-02Sold$302,500

For Sale by Agent

AgentMason A. Kiffmeyer, LPT Realty, Inc
BrokerageLPT Realty, Inc

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