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12213 Hardy Rd, Hardy, VA, 24101

5beds
2baths
2,311sqft
$329,950
$143price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Situated on a generous 1.79-acre lot and just a short 1.8-mile drive from the Hardy Boat Launch, this property is a boater's paradise and a commuter's dream. Step inside to discover a clean, updated, and move-in-ready home featuring fresh paint throughout and over 2,000 finished square feet of comfortable living space. A desirable main-level primary bedroom for effortless single-story living, plus the convenience of main-level laundry--making everyday chores a breeze. Outside, the huge, fully fenced-in backyard provides a private oasis. Plus, you'll enjoy the ultimate in parking flexibility with both an attached garage and a separate detached garage, ensuring there's always a spot for every vehicle and toy you own. Updated water heater and back-up generator.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
5/10
2/10
Staunton River High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1946

Materials

  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,311

Heating & Cooling

  • Heating features: Forced Air Gas
  • Cooling features: Central Air,Heat Pump Electric

Interior Area

  • Total structure area: 3,307
  • Total interior livable area: 2,311 sqft

Property

Details

  • Parcel number: 173 A 73B

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Fenced
  • Has view: Yes

Lot

  • Lot size: 1.79 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Detached,Paved
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$79$948
Property Taxes $107$1,284
Electricity $222$2,671
Total$2,076$24,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 24101$208
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24101$165
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$329,950

For Sale by Agent

AgentDOUG A TREXELL
BrokerageREALTY ONE GROUP LEADING EDGE

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