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1778 Parker Rd, Bedford, VA, 24523

4beds
3baths
1,964sqft
$359,900
$183price/sqft
$2,260/moest. monthly cost
$90,400/yrincome needed

About This Home

Welcome home to one of Bedford's best kept secrets! Nestled on a serene 1.40 acre lot, this updated 4-bedroom, 3-bath gem backs up to a peaceful creek and is surrounded by mature trees, offering the kind of privacy and natural beauty that's hard to find so close to town. The main floor features 3 bedrooms and 2 full baths, while the finished lower level adds a private 4th bedroom, 3rd bath, and rec room- perfect for guests, in-laws, or a teen suite. With nearly 2,000 finished square feet, thoughtful updates throughout, and a fenced backyard made for relaxing, this home is truly move-in ready. Don't miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
Bedford Primary SchoolGrades PK-12.2 mi
7/10
Bedford Middle SchoolGrades 6-83.1 mi
2/10
Liberty High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Electric Water Heater
  • Laundry features: In Basement,Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Walk-Out Access

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Level: First
  • Area: 99

Bedroom4

  • Level: Below Grade
  • Area: 286

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 110

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Primary Bed w/Bath,Pantry,Tile Bath(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood,Laminate,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces,Gas Log,Leased Propane Tank,Other,Basement
  • Fireplace: Yes
  • Attic: Access,Pull Down Stairs
  • Finished area below ground: 846
  • Finished area above ground: 1,118

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,964
  • Total interior livable area: 1,964 sqft

Kitchen

  • Level: First
  • Area: 168

Living Room

  • Level: First
  • Area: 256

Master Bedroom

  • Level: First
  • Area: 165

Office

  • Area: 0

Property

Details

  • Parcel number: 109414D

Features

  • Levels: Multi/Split
  • Fencing: Fenced

Lot

  • Lot size: 1.40 Acres
  • Features: Landscaped,Undergrnd Utilities,Near Golf Course

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$122$1,464
Property Taxes $117$1,404
Electricity $202$2,433
Total$2,260$27,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,485/yr
40% on housing$67,800/yr
45% on housing$60,266/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 24523$177
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24523$192
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$359,900
2026-07-01Listed for sale$359,900
2026-05-23Pending sale$359,900
2026-05-21Listed for sale$359,900
2021-05-05Sold$282,500
2021-03-31Pending sale$300,000
2021-03-31Listed for sale$300,000
2017-07-24Sold$175,900
2017-04-12Price change$174,900
2017-02-03Listed for sale$179,900

For Sale by Agent

AgentMeagan Templeton
BrokerageMagnolia Mountain Realty

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