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1147 Hickory Cove Ln, Moneta, VA, 24121

5beds
3baths
2,496sqft
$419,900
$168price/sqft
$2,621/moest. monthly cost
$104,840/yrincome needed

About This Home

Seller offering $10,000 for improvements --pick your granite. THIS LOCATION QUALIFIES FOR USDA 100% FINANCE PROGRAM Breathtaking mountain views & stunning sunsets can be enjoyed from every room on both the main & lower levels of this beautifully updated home on 1.4 acres. With every square foot of the basement finished, this spacious property offers a total of 5 bedrooms, office & 3 full baths, making it ideal for a large family or an in-law suite. The open floor plan features newly finished hardwood floors & numerous upgrades throughout including new siding & gutters, carpet, dishwasher, new French doors on both levels, fresh paint, new light fixtures, updated basement electrical, & newly landscaped grounds. The primary bedroom boasts a walk-in closet & a private ensuite with double sinks & whirlpool tub. Outdoor living is just as impressive with a huge deck & covered patio-Enjoy while taking in the expansive views. Huge 30X50 garage/barn. 5 mins from public boat ramp.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Moneta Elementary SchoolGrades PK-53.8 mi
5/10
3/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Walk-Out Access

Bedroom2

  • Level: First
  • Area: 93.833

Bedroom3

  • Level: First
  • Area: 102.943

Bedroom4

  • Level: Below Grade
  • Area: 140.42

Bedroom5

  • Level: Below Grade
  • Area: 121.54

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 0

Family Room

  • Level: Below Grade
  • Area: 575.99

Features

  • Ceiling Fan(s),Great Room,Main Level Bedroom,Primary Bed w/Bath,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Concrete,Hardwood
  • Attic: Scuttle
  • Finished area below ground: 1,248
  • Finished area above ground: 1,248

Great Room

  • Level: First
  • Area: 164.28

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Level: First
  • Area: 141.48

Office

  • Level: Below Grade
  • Area: 146.72

Property

Details

  • Parcel number: 23301604

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: Garden
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.40 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$121$1,452
Property Taxes $137$1,644
Electricity $240$2,885
Total$2,621$31,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,862/yr
40% on housing$78,630/yr
45% on housing$69,893/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 24121$300
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24121$239
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$469,900
2019-10-18Sold$185,000
2019-09-12Pending sale$183,000
2019-09-06Price change$183,000
2019-07-18Price change$187,500
2019-07-10Listed for sale$190,000
2018-01-22Sold$155,000
2014-12-01Sold$156,000
2014-10-03Price change$164,900
2014-08-28Listed for sale$169,900
2012-10-03Listing removed$189,950
2012-05-23Listed for sale$189,950

For Sale by Agent

AgentSusan Scott Jones
BrokerageLong & Foster-Roanoke South

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