5328 White House Rd, Moneta, VA, 24121
About This Home
Discover a rare blend of privacy, natural beauty, and functional living and working space on this 21-acre retreat in Moneta, Virginia. Tucked off White House Road with a recorded private road easement and no direct road frontage, this property achieves a genuine seclusion that few parcels can match, while remaining minutes from Smith Mountain Lake, Bedford, Roanoke, and Lynchburg. Two buildings anchor the property: a 1900 farmhouse and a separate, independent modern structure. The farmhouse retains its original charm throughout, with an upstairs room and raised ceiling, perfect for an additional bedroom, studio, or office. The second structure, constructed in the 1990s, features a large open room, three enclosed rooms, a half-bath, and a dedicated septic system, making it readily convertible into a guest cottage, short-term rental, home-based business, or in-law suite. Additional outbuildings include a garage, barn, and renovated shed. With open pasture and woodland, multiple functional buildings, and ownership on both sides of Rockcastle Creek that protects the view, this 21-acre retreat is not just private but genuinely unique.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1900
Materials
- Construction materials: Vinyl,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Disposal,Microwave,Electric Range,Refrigerator
Bedroom2
- Level: U
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Eat In Kitchen
- Level: E
Family Room
- Level: E
Features
- Breakfast Area,Storage
- Door features: Screen,Sliding Doors
- Window features: Screens,Storm Window(s),Tilt-In,Bay Window(s)
- Flooring: Carpet,Vinyl,Wood
- Fireplace features: Family Room,Masonry,Flue Available
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,826
Heating & Cooling
- Heating features: Gas - Propane,Heat Pump Electric,Other - See Remarks
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 2,826
- Total interior livable area: 2,826 sqft
Other
- Level: U
Primary Bedroom
- Level: E
Sun Room
- Level: U
Property
Details
- Parcel number: 234 A 43A
- Zoning: A1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Front Porch
- Exterior features: Garden Space
- Fencing: Fenced
- Has view: Yes
- View description: Sunrise,Sunset
- Waterfront features: Stream
- Horses can be raised: Yes
Lot
- Lot size: 21 Acres
- Features: Horses Permitted
Parking
- Total spaces: 8
- Parking features: Attached,Off Street
- Has garage: Yes
- Has uncovered spaces: Yes
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Drought
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,432 | $29,184 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $155 | $1,860 |
| Electricity | $272 | $3,266 |
| Total | $2,997 | $35,964 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Listed for sale | $481,000 |
| 2026-06-10 | Pending sale | $481,000 |
| 2026-05-23 | Listed for sale | $481,000 |
| 2025-09-18 | Listing removed | $409,950 |
| 2025-08-21 | Price change | $409,950 |
| 2025-04-30 | Price change | $429,950 |
| 2025-04-07 | Listed for sale | $450,000 |
For Sale by Agent
View on Zillow