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1103 Mariners Way APT 1, Huddleston, VA, 24104

2beds
2baths
1,303sqft
$384,500
$295price/sqft
$2,383/moest. monthly cost
$95,320/yrincome needed

About This Home

Available today!! Waterfront condo with sunrise lake views in the friendly Mariners Village at Smith Mountain Lake. Come enjoy the convenience of lake living in the established and active community of Mariners Landing. This 2 bedroom, 2 full bathroom condominium is ideal for lake lovers and outdoor people. Updated with new LVL flooring and available with guest bedroom furnishings Clean and bright.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

2/10
5/10
3/10
Staunton River High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2000

Materials

  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Range Hood,Refrigerator

Bedroom2

  • Level: E

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: E

Features

  • Breakfast Area,Storage
  • Door features: Metal
  • Window features: Insulated Windows,Other - See Remarks,Screens
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,303

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 1,303
  • Total interior livable area: 1,303 sqft

Kitchen

  • Level: E

Laundry

  • Level: E

Living Room

  • Level: E

Primary Bedroom

  • Level: E

Property

Details

  • Parcel number: 250M11
  • Attached to another structure: Yes
  • Zoning: PRD

Features

  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Golf Course,Sunrise
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Cove,No Wake Area
  • Waterbody name: Smith Mtn Lake

Lot

  • Features: Views

Parking

  • Parking features: Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,944$23,328
Home Insurance *$112$1,344
Property Taxes $125$1,500
Electricity $202$2,433
Total$2,383$28,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,702/yr
40% on housing$71,490/yr
45% on housing$63,546/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 24104$251
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24104$193
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$384,500
2025-10-22Listed for sale$390,000
2022-09-12Sold$359,950
2022-08-10Pending sale$359,950
2022-08-04Listed for sale$359,950
2020-03-25Sold$220,000
2020-02-25Pending sale$229,900
2020-02-19Listed for sale$229,900
2012-07-22Listing removed$800
2012-05-01Listed for rent$800
2008-04-26Listing removed$335,000
2008-03-14Listed for sale$335,000

For Sale by Agent

AgentCOLLEEN MARSTON
BrokerageLONG & FOSTER - SMITH MTN LAKE

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