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1135 Joffrey Dr, Huddleston, VA, 24104

2beds
2baths
1,187sqft
$369,000
$311price/sqft
$2,295/moest. monthly cost
$91,800/yrincome needed

About This Home

Carefree Lake Lifestyle with Golf Course Views Enjoy effortless one-level living in this 2 bedroom, 2 bath home located on the 1st fairway of Mariners Landing--one of Smith Mountain Lake's most sought-after golf and lake communities. This bright and open home features a spacious kitchen, cozy living room with fireplace & attached 2-car garage. Just steps from the golf course and with convenient lake access, this home offers the best of both worlds. Mariners Landing amenities include championship golf, indoor and outdoor pools, tennis, pickleball, fitness center, walking trails, private beach, community boat ramp & dock. Covered boat slips are available for lease to homeowners (check availability) Onsite dining and market add to the resort-style ease. Public water and sewer, short-term rentals permittedmaking this a great full-time home, vacation retreat or investment opportunity. Live where you play in this vibrant lake and golf community!All information to be verified by buyer/buyers agent.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

2/10
5/10
3/10
Staunton River High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2003

Materials

  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator

Bedroom1

  • Level: E

Bedroom2

  • Level: E

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Area
  • Door features: Fiberglass,Sliding Doors
  • Window features: Clad,Insulated Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,187

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 1,187
  • Total interior livable area: 1,187 sqft

Property

Details

  • Parcel number: 250 16 40

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Golf Course
  • Waterfront features: Water Access Only
  • Waterbody name: Smith Mtn Lake

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$108$1,296
Property Taxes $120$1,440
Electricity $202$2,433
Total$2,295$27,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,685/yr
40% on housing$68,850/yr
45% on housing$61,200/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 24104$251
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24104$193
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-10Listed for sale$369,000
2021-03-24Listing removed--
2018-11-07Sold$159,900
2018-09-30Pending sale$159,900
2018-08-28Listed for sale$159,900
2014-09-18Sold$130,000
2014-08-06Sold$106,575
2014-07-03Price change$131,790
2014-04-26Price change$64,000
2014-04-24Price change$131,790
2014-04-14Price change$64,000
2014-04-10Price change$131,790
2014-04-03Price change$64,000
2014-04-01Listed for sale$91,000
2013-07-31Sold$277,728
2013-07-11Price change$20,000
2013-07-09Listed for sale--
2011-12-18Listing removed$269,950
2010-06-23Price change$269,950
2008-04-23Listed for sale$274,900

For Sale by Agent

AgentMICHELLE TURNER
BrokerageBERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

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