1085 Carters Island Rd, Goodview, VA, 24095
About This Home
Welcome to your Smith Mountain Lake retreat! Tucked away in a quiet cove, this special waterfront property at 1085 Carters Island Rd has been lovingly owned by one family, offering a rare opportunity to own a truly cherished lake home. Featuring 4 bedrooms, 2 full baths, and approximately 2,858 sq ft, the home provides comfortable living with plenty of space for family and guests. The setting is the highlight--situated on 1.79 acres, including an additional adjoining lot, you'll enjoy tons of outdoor space, privacy, and room to expand or simply relax and take in the natural surroundings.With 134.7 feet of waterfront, this property offers excellent lake access, complete with a private dock for boating, swimming, and enjoying peaceful days on the water. Spend your evenings gathered around the fire pit, taking in the quiet surroundings and lake lifestyle. Ideally located just 18 miles from downtown Roanoke and only 15 minutes to Bridgewater Marina, this home offers the perfect balance of seclusion and convenience. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this Smith Mountain Lake property combines location, space, and legacy ownership in one exceptional offering.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1987
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: U
Bedroom3
- Level: U
Bedroom4
- Level: U
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: E
Family Room
- Level: L
Features
- Indirect Lighting,Storage
- Door features: Fiberglass
- Window features: Insulated Windows,Screens
- Flooring: Carpet,Laminate,Wood
- Number of fireplaces: 3
- Fireplace features: Great Room,Recreation Room
- Fireplace: Yes
- Finished area below ground: 1,050
- Finished area above ground: 1,808
Game Room
- Level: L
Great Room
- Level: E
Heating & Cooling
- Heating features: Forced Air Gas,Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 2,858
- Total interior livable area: 2,858 sqft
Kitchen
- Level: E
Laundry
- Level: E
Other
- Level: E
Other
- Level: O
Primary Bedroom
- Level: E
Property
Details
- Parcel number: 207A 2 10/ 270A211
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Rear Porch,Side Porch
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove,No Wake Area,Riprap Shoreline
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 1.79 Acres
- Features: Sloped Down,Views
Parking
- Total spaces: 2
- Parking features: Attached,Paved,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $263 | $3,156 |
| Property Taxes | $260 | $3,120 |
| Electricity | $275 | $3,303 |
| Total | $4,838 | $58,056 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $899,950 |
View on Zillow