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1925 Forbes Mill Rd, Bedford, VA, 24523

3beds
4baths
1,716sqft
$519,900
$303price/sqft
$3,175/moest. monthly cost
$127,000/yrincome needed

About This Home

Beautiful Victorian style home with breathtaking views of the Blue Ridge mountains and Peaks of Otter. Three bedrooms and two full baths on second floor. Possible 4th bedroom or office in basement. Jacuzzi in master. Wrap around porch. Screened inside porch with new screen. Large, detached garage with 2 10-foot doors. New HVAC in 2024. Septic upgraded to 1000-gallon tank. Surrounded by open pasture and views, views, views! A true must see.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
7/10
Bedford Middle SchoolGrades 6-82.1 mi
3/10
Liberty High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Laundry Room,Main Level,Separate Laundry Rm.,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 154

Bedroom3

  • Level: Second
  • Area: 110

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Drywall,High Speed Internet,Primary Bed w/Bath
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Attic: Scuttle
  • Finished area below ground: 156
  • Finished area above ground: 1,560

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Kitchen

  • Level: First
  • Area: 204

Living Room

  • Level: First
  • Area: 325

Master Bedroom

  • Level: Second
  • Area: 204

Office

  • Area: 0

Property

Details

  • Parcel number: 9302101
  • Zoning: AR

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Screened Porch
  • Exterior features: Garden
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.16 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$177$2,124
Property Taxes $168$2,016
Electricity $202$2,433
Total$3,175$38,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,857/yr
40% on housing$95,250/yr
45% on housing$84,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 24523$175
Bedford County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 24523$192
Bedford County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$519,900
2009-01-28Listing removed$239,900
2008-09-16Listed for sale$239,900

For Sale by Agent

AgentCarol Patterson
BrokerageCentury 21 ALL-SERVICE-BED

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