1090 Timberlake Dr, Lynchburg, VA, 24502
About This Home
Spacious 3,850 sq ft lake home designed for year round enjoyment! This property offers 6 bedrooms (one is currently used as an office), 4 baths, (7-bedroom septic system) and a full finished basement. The exterior is an entertainer's dream with a screened porch, Trex deck, and a slate patio/firepit, all surrounded by nice landscaping and overlooking the water. Recent upgrades include a new roof in 2021 with oversized gutters/leaf guards, newer appliances and a 4-month-old water filtration system. Storage is abundant with four sheds (one waterside for toys!) and a convenient 3-car custom carport attached to the front door. LAKE TOY INCLUDED! The 28-foot pontoon with an upper jumping deck, electric motor, and new lithium battery can convey with an acceptable full-price offer. Move-in ready lakefront luxury!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Roof: Shingle
- Construction materials: Brick,Log,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Range,Electric Water Heater
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access
Bedroom
- Level: Below Grade
Bedroom2
- Level: First
- Area: 192
Bedroom3
- Level: First
- Area: 192
Bedroom4
- Level: First
- Area: 192
Bedroom5
- Level: First
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: Below Grade
- Area: 156
Family Room
- Area: 0
Features
- Ceiling Fan(s),Drywall,Main Level Bedroom,Primary Bed w/Bath,Walk-In Closet(s)
- Flooring: Carpet,Engineered Hardwood,Hardwood,Laminate,Tile
- Number of fireplaces: 2
- Fireplace features: 2 Fireplaces,Gas Log
- Fireplace: Yes
- Attic: Scuttle
- Finished area below ground: 1,896
- Finished area above ground: 1,954
Great Room
- Area: 0
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,850
- Total interior livable area: 3,850 sqft
Kitchen
- Level: Below Grade
- Area: 180
Living Room
- Level: Below Grade
- Area: 399
Master Bedroom
- Level: First
- Area: 192
Office
- Area: 0
Property
Details
- Parcel number: 20H1NQD113
- Zoning: R
Features
- Levels: One
- Patio & porch: Porch,Screened Porch
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Property
Lot
- Lot size: 0.60 Acres
- Features: Landscaped,Secluded
Parking
- Total spaces: 3
- Parking features: Paved Drive,Carport Parking (3 or More)
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $275 | $3,300 |
| Electricity | $370 | $4,450 |
| Total | $4,681 | $56,172 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $795,500 |
| 2026-01-22 | Listing removed | $900,000 |
| 2025-10-08 | Listed for sale | $900,000 |
| 2003-06-27 | Sold | $280,000 |
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