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126 Old Fifth Cir, Charlottesville, VA, 22902

3beds
4baths
1,404sqft
$405,000
$288price/sqft
$2,698/moest. monthly cost
$107,920/yrincome needed

About This Home

Great City Location! 3BR, 2 Full Baths, 2 Half Baths, Freshly Painted, Refinished Hardwoods, All New Kitchen Appliances, New Carpet - SHOWS LIKE NEW! One Car garage - Convenient to the University, Historic Downtown Mall, shopping and wonderful restaurants! Easy Living at it's Best!

Getting Around

59
WalkingSomewhat Walkable
33
TransitSome Transit
53
BikeBikeable

Schools

3/10
3/10
Buford Middle SchoolGrades 7-80.8 mi
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Poured
  • Roof: Composition,Shingle
  • Construction materials: Fiber Cement,Stick Built

Other

  • Builder name: SOUTHERN DEVELOPMENT HOMES

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Refrigerator
  • Laundry features: Stacked

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Heated,Interior Entry,Walk-Out Access

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: First

Features

  • Entrance Foyer,Eat-in Kitchen,Recessed Lighting
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,404
  • Common walls with other units/homes: End Unit

Foyer

  • Level: First

Foyer

  • Level: Basement

Half Bath

  • Level: First

Half Bath

  • Level: Basement

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,624
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 21B016450
  • Attached to another structure: Yes
  • Zoning description: High Density Residentail District

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 1,306 sqft

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Attached,Basement,Garage,Off Street,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Heat Wave
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$114$1,368
Property Taxes $335$4,020
Electricity $202$2,433
Total$2,698$32,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,502/yr
40% on housing$80,940/yr
45% on housing$71,946/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 22902$255
Charlottesville City$252

vs Homes Sold Last Month

Median $/sqft

ZIP 22902$276
Charlottesville City$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$405,000
2020-06-29Listing removed$1,700
2020-06-04Listed for rent$1,700
2018-06-22Listing removed$1,650
2018-06-16Listed for rent$1,650
2006-02-09Sold$279,900

For Sale by Agent

AgentGLENDA HOWARD
BrokerageBILL HOWARD & ASSOCIATES REAL ESTATE

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