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301 Meade Ave, Charlottesville, VA, 22902

2beds
2baths
1,230sqft
$449,900
$366price/sqft
$2,982/moest. monthly cost
$119,280/yrincome needed

About This Home

Charming cottage on a corner lot in Charlottesville, directly across from the beautiful Meade Water Park. This delightful home offers 2 bedrooms, 2 baths, and a perfect blend of cozy charm and modern convenience. The detached dependency provides a versatile office with electricity, plus a storage shed. Enjoy a bright living space and a beautifully landscaped yard—all just steps from the park.

Getting Around

76
WalkingVery Walkable
43
TransitSome Transit
67
BikeBikeable

Schools

8/10
3/10
Buford Middle SchoolGrades 7-81.6 mi
4/10

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Brick,Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Electric Cooktop,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Stacked

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Primary Downstairs,Skylights,Home Office
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,230

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 540247000
  • Zoning description: High Density Residentail District

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio,Porch,Side Porch
  • Exterior features: Mature Trees/Landscape
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 6,969 sqft
  • Features: Landscaped,Level,Near Public Transit

Parking

  • Parking features: Gravel,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$127$1,524
Property Taxes $379$4,548
Electricity $202$2,433
Total$2,982$35,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,240/yr
40% on housing$89,460/yr
45% on housing$79,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 22902$253
Charlottesville City$250

vs Homes Sold Last Month

Median $/sqft

ZIP 22902$276
Charlottesville City$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$449,900

For Sale by Agent

AgentAUDREY BADGETT
BrokerageASSIST2SELL - FIRST RATE REALTY, INC.

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