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8521 W MAUNA LOA Lane, Atlantic Beach, AZ, 85381

2beds
2baths
1,043sqft
$369,000
$354price/sqft
$2,323/moest. monthly cost
$92,920/yrincome needed

About This Home

The seller's dedication to this home is evident, reflecting a strong sense of pride in ownership, bolstered by $100,000 in enhancements. These improvements include a newer roof, newer air conditioner, energy efficient windows throughout with top to bottom insulated shades. Additional cabinets were added to the laundry and garage. This home serves as an ideal entry-level home or a convenient lock-and-leave option. At the center of the house, the kitchen stands out as a culinary enthusiast's dream, boasting white cabinetry, polished stone countertops, and brand-new stainless steel appliances. After dinner, snuggle up to the cozy fireplace on those cold nights. The fully fenced yard offers ample space for personalization, whether you envision a hot tub, SIGHT UNSEEN OFFERS GET NO RESPONSE. a garden, a small pool, or an area for pets. Seize the opportunity to own a home that requires no renovations. A list of all improvements is under the document tab of the MLS listing.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
Centennial High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Built-In Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Non-laminate Counter,Quartz Countertops,High Speed Internet,Double Vanity,Eat-in Kitchen,No Interior Steps,Vaulted Ceiling(s),Pantry,3/4 Bath Master Bdrm
  • Window features: Screens,Skylight(s),Double Pane Windows,ENERGY STAR Qualified Windows,Vinyl Frame
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,043
  • Total interior livable area: 1,043 sqft

Property

Details

  • Parcel number: 20061528

Features

  • Stories: 1
  • Patio & porch: Patio
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 5,131 sqft
  • Features: Sprinklers In Rear,Sprinklers In Front,Corner Lot,Desert Back,Desert Front,Cul-De-Sac,Grass Back,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Side Vehicle Entry
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance $107$1,284
Property Taxes $135$1,620
Electricity $216$2,603
Total$2,323$27,876

Income You'd Need if You Spent...

35% on housing$79,645/yr
40% on housing$69,690/yr
45% on housing$61,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 85381$237
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85381$242
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$379,000
2026-01-09Listed for sale$389,000
2025-05-19Listing removed$425,000
2025-05-01Listed for sale$425,000
2017-05-18Sold$176,000
2017-04-13Listed for sale$175,000
2003-10-29Sold$113,000
1996-01-31Sold$73,000

For Sale by Agent

AgentElaine Lekas
BrokerageHomeSmart

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