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8841 W PORT ROYALE Lane, Peoria, AZ, 85381

3beds
2baths
2,088sqft
$695,000
$333price/sqft
$4,191/moest. monthly cost
$167,640/yrincome needed

About This Home

NEW TO THE MARKET!!! Welcome to a truly rare opportunity-in the highly sought-after Spinnaker Cove at Desert Harbor. Set on one of the largest lakefront lots in the community, this home offers a private backyard with direct lake access and beautiful water views. The inviting floor plan features 2 bedrooms plus a den (easily a 3rd bedroom), 2 bathrooms, luxury stone flooring, vaulted ceilings, oversized windows, and owned solar. Designed for entertaining, enjoy lake cruising, fishing, stunning Arizona sunsets, or relaxing in your private jet-swim spa while hosting friends on the patio. A rare blend of privacy, views, and single-level lakefront living. You do not want to miss this one!

Getting Around

1
WalkingCar-Dependent
27
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

7/10
7/10
Centennial High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Granite Counters,Double Vanity,Eat-in Kitchen,Breakfast Bar,Vaulted Ceiling(s),Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Screens
  • Flooring: Stone
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: 20061675

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Rain Gutters,Other,Misting System
  • Has spa: Yes
  • Spa features: Above Ground,Heated,Private
  • Fencing: Back Yard,Block,Wrought Iron
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.33 Acres
  • Features: North/South Exposure,Waterfront,Desert Back,Desert Front,Cul-De-Sac,Synthetic Grass Back,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 9
  • Parking features: RV Gate,Garage Door Opener,Attch'd Gar Cabinets
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance $202$2,424
Property Taxes $254$3,048
Electricity $221$2,653
Total$4,191$50,292

Income You'd Need if You Spent...

35% on housing$143,691/yr
40% on housing$125,730/yr
45% on housing$111,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 85381$232
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85381$242
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$700,000
1998-04-09Sold$183,692

For Sale by Agent

AgentNicole Rimsza
BrokerageHomeSmart

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