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14641 N 90TH Lane, Peoria, AZ, 85381

4beds
3baths
2,018sqft
$524,000
$260price/sqft
$3,209/moest. monthly cost
$128,360/yrincome needed

About This Home

Come enjoy on the Lake living at it's finest. Rare opportunity to own 1 of only 3 homes located in the Harbor Island Gated Community with a balcony overlooking this Lake Front home. Panoramic Lake views from 2nd story balcony off spacious primary bedroom. Party sized patio w/ ceiling fans. Speakers inside & through out the home. Fishing allowed in well stocked lake (catch & release) boating allowed, pontoon boats (electric) Spacious home for family and friends, 4 bedroom & 3 full baths. Hardwood oak flooring in living & dining area, granite counter tops, oak kitchen cabinets & double pantry. Close proximity to the 101, shopping districts and sports venues.

Getting Around

23
WalkingCar-Dependent
28
TransitSome Transit
53
BikeBikeable

Schools

7/10
7/10
Centennial High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame

Other

  • Builder name: Rising Star

Type & Style

  • Home type: SingleFamily
  • Architectural style: Santa Barbara/Tuscan
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Electric Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Granite Counters,Double Vanity,Breakfast Bar,Vaulted Ceiling(s),Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Screens,Double Pane Windows
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,018
  • Total interior livable area: 2,018 sqft

Property

Details

  • Parcel number: 20061912

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Misting System,Private Street(s)
  • Spa features: None
  • Fencing: Back Yard,Block,Partial
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 4,970 sqft
  • Features: East/West Exposure,Waterfront,Sprinklers In Rear,Cul-De-Sac,Grass Back,Synthetic Grass Frnt,Auto Timer H2O Back

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance $152$1,824
Property Taxes $192$2,304
Electricity $216$2,603
Total$3,209$38,508

Income You'd Need if You Spent...

35% on housing$110,022/yr
40% on housing$96,270/yr
45% on housing$85,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 85381$235
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85381$242
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$549,000
2014-12-23Sold$285,000
2014-11-12Listed for sale$295,000
1999-05-13Sold$180,000
1994-04-05Sold$141,422

For Sale by Agent

AgentChristina Maxwell
BrokerageRealty ONE Group

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