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665 Fox Hollow Ln, Palmyra, VA, 22963

6beds
4baths
3,431sqft
$669,900
$195price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

New Price! Welcome to 665 Fox Hollow Lane in Palmyra—custom-built, spacious, and thoughtfully designed with no HOA. This 6-bedroom, 3.5-bath home offers flexibility for today’s lifestyle. The main level features a large great room with gas fireplace, formal dining room, home office, and an eat-in kitchen that opens to a rear deck—ideal for entertaining or relaxing outdoors. A main-level bedroom and full bath provide excellent space for guests or multigenerational living. Upstairs, the primary suite includes a private bath with jetted tub and office nook. Three additional bedrooms, a full hall bath, and convenient laundry complete the second level. The finished basement offers expanded living options with a large recreation area, additional bedroom, storage, finished half bath, and a framed full bath rough-in. Potential for a kitchenette and separate living space adds even more versatility. Recent improvements include a washer and dryer in 2022, Septic pumped in 2024, water softener and filter system installed in 2022 and more! Set on a large yard with no HOA restrictions, this home combines space, function, and comfort in a desirable Palmyra location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
6/10
--
Central Elementary SchoolGrades PK-25.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Architectural
  • Construction materials: Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Refrigerator,Electric Range,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Finished,Heated,Interior Entry

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Entrance Foyer,Home Office,Utility Room
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 877
  • Finished area above ground: 2,554

Foyer

  • Level: First

Great Room

  • Level: First

Half Bath

  • Level: Basement

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,866
  • Total interior livable area: 3,431 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Utility Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 17 24 3
  • Zoning description: A-1 Agricultural

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Porch
  • Has view: Yes
  • View description: Residential,Trees/Woods

Lot

  • Lot size: 3.46 Acres
  • Features: Garden,Partially Cleared,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Earthquake
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$246$2,952
Property Taxes $504$6,048
Electricity $330$3,965
Total$4,467$53,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 22963$205
Fluvanna County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 22963$192
Fluvanna County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$678,900
2026-03-04Listed for sale$684,900
2001-10-15Sold$36,000

For Sale by Agent

AgentRACHEL BURNS
BrokerageRE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

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