




4 Lakeview Cir, Palmyra, VA, 22963
About This Home
Tucked along the shores of Lake Monticello, this beautifully remodeled waterfront home on Lakeview Circle. This home offers the perfect blend of modern comfort and lakefront living. With breathtaking unobstructed water views and direct access from your backyard, you can enjoy fishing, swimming, boating and paddling anytime. This move in ready home has been completely transformed with a designers eye. Featuring 5 spacious bedrooms and 3 stunning custom tiled bathrooms. The kitchen showcases upgraded cabinetry, modern finishes, and expansive water views, flowing seamlessly into the open concept living space. Vaulted ceilings and expansive windows flood the home with sunlight, highlighting the rich hardwood floors and cozy fireplace. Step outside to an expansive deck and inviting sunroom-both perfectly positioned to capture the spectacular lake views, ideal for relaxing or entertaining. New mechanical systems and an extensive list of upgrades throughout, this home offers peace of mind and turnkey convenience, Located just around the corner from the clubhouse, tennis courts, pool and all the amenities. This property delivers an exceptional opportunity to enjoy an active lifestyle. A Must see. More pics coming on Sunday
Getting Around
Schools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Block
- Roof: Architectural
- Construction materials: Brick,Stick Built,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Electric Cooktop,Microwave,Refrigerator,Dryer,Water Softener,Washer
- Laundry features: Sink
Basement
- Has basement: Yes
- Basement: Full,Finished,Heated,Interior Entry,Sump Pump,Walk-Out Access
Bathroom
- Level: Basement
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Primary Downstairs,Permanent Attic Stairs,Skylights,Walk-In Closet(s),Air Filtration,Eat-in Kitchen,Kitchen Island,Loft,Recessed Lighting,Utility Room,Vaulted Ceiling(s)
- Window features: Casement Window(s),Low-Emissivity Windows,Screens,Skylight(s)
- Flooring: Carpet,Hardwood,Porcelain Tile
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Permanent Stairs
- Finished area below ground: 1,030
- Finished area above ground: 2,232
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,ENERGY STAR Qualified Equipment,Heat Pump
Interior Area
- Total structure area: 3,829
- Total interior livable area: 3,514 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Loft
- Level: Second
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Basement
Property
Details
- Parcel number: 18A 1 54
- Zoning description: R-4 Residential
- Other equipment: Air Purifier
Features
- Levels: Two
- Stories: 2
- Pool features: Community,Pool,Association
- Patio & porch: Deck,Porch,Screened
- Exterior features: Porch
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.30 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Carport,Garage,Oversized
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $386 | $4,632 |
| Property Taxes | $749 | $8,988 |
| Electricity | $338 | $4,061 |
| Total | $6,782 | $81,384 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $1,175,000 |
| 2025-08-26 | Sold | $930,000 |
| 2025-08-14 | Pending sale | $920,000 |
| 2025-08-12 | Listed for sale | $920,000 |
