281 Jefferson Dr, Palmyra, VA, 22963
About This Home
Bring in the offers!Meticulously maintained and move-in ready, this custom home offers the convenience of main-level living and is loaded with thoughtful upgrades. A pre-listing home inspection has been completed, providing added confidence for buyers. From the moment you enter the dramatic two-story foyer, you'll appreciate the quality craftsmanship, attention to detail, and abundant natural light that fills the home.Gleaming hardwood floors, a welcoming living room with fireplace and custom bay windows, a vaulted dining room, and a gourmet kitchen featuring granite countertops, glazed maple cabinetry, breakfast bar, and a spacious breakfast room create inviting spaces for everyday living and entertaining. The main-level primary suite offers a private retreat with a sitting area, attached bath, and access to the expansive outdoor living spaces. Surrounded by nature, this home enjoys beautiful views from nearly every window and a wonderful sense of privacy. Relax on the extensive decking, screened porch, patio, or in the garden area while enjoying the peaceful setting. Storage is abundant throughout the home, and the oversized detached 3-car garage with workshop provides exceptional space for hobbies, projects, and vehicles.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Block
- Construction materials: Stick Built,Vinyl Siding
Other
- Builder name: MARIE ALLEN HOMES
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Dryer,Washer
- Laundry features: Washer Hookup,Dryer Hookup
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: First
Features
- Primary Downstairs,Breakfast Bar,Breakfast Area,Entrance Foyer
- Number of fireplaces: 1
- Fireplace features: One,Gas,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,606
Foyer
- Level: First
Half Bath
- Level: First
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 4,142
- Total interior livable area: 2,606 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: INST 180002936
- Zoning description: R Residential
Features
- Levels: Two
- Stories: 2
- Pool features: Association
Lot
- Lot size: 0.47 Acres
- Features: Landscaped,On Golf Course,Partially Cleared,Wooded
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,261 | $39,132 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $460 | $5,520 |
| Electricity | $251 | $3,012 |
| Total | $4,209 | $50,508 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $625,000 |
| 2026-07-14 | Price change | $645,000 |
| 2026-06-18 | Listed for sale | $689,000 |
| 2018-09-21 | Sold | $360,000 |
| 2018-07-18 | Pending sale | $379,000 |
| 2018-07-03 | Listed for sale | $379,000 |
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