21 Thurman Rd, Troy, VA, 22974
About This Home
A truly one-of-a-kind estate with extensive upgrades, offering a rare blend of modern luxury, energy efficiency, and flexible living on private acreage. The main residence features three primary bedroom suites—ideal for multi-generational living or hosting—plus a state-of-the-art exercise room that may serve as a fourth bedroom. Interior finishes include hardwood floors, creating a clean, refined aesthetic. Designed for sustainability and resilience with solar power, two Tesla battery backup systems, and dual EV charging connections. Outdoor living is exceptional, with a screened porch and multiple deck areas overlooking a scenic meadow and private pond with dock access. Equestrian-ready with a barn and three-board fencing, offering functionality for horses or hobby farming. The detached annex is an accessory structure and is not represented as a separate dwelling or rental unit. Extensive improvements throughout ensure a turnkey experience. Rare opportunity combining luxury, land, and forward-thinking systems—just 10 minutes to Charlottesville.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1994
Materials
- Foundation: Block,Brick/Mortar
- Roof: Architectural
- Construction materials: Stick Built
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Dryer,Washer
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out Access
Bathroom
- Level: First
Bathroom
- Level: Basement
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Breakfast Room Nook
- Level: First
Dining Room
- Level: First
Exercise Room
- Level: Basement
Features
- Double Vanity,Primary Downstairs,Multiple Primary Suites,Remodeled,Walk-In Closet(s),Breakfast Area,Entrance Foyer,High Ceilings,Home Office,Kitchen Island,Mud Room,Utility Room
- Window features: Screens,Storm Window(s)
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Masonry
- Fireplace: Yes
- Finished area below ground: 1,496
- Finished area above ground: 2,689
Foyer
- Level: First
Half Bath
- Level: First
Heating & Cooling
- Heating features: Active Solar,Heat Pump,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 7,041
- Total interior livable area: 5,325 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Mud Room
- Level: First
Recreation
- Level: Basement
Utility Room
- Level: Basement
Property
Details
- Parcel number: 3 23 30
- Zoning description: A-1 Agricultural
- Other equipment: Dehumidifier
- Horse amenities: Barn
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Porch,Screened
- Exterior features: Dock,Porch
- Has view: Yes
- View description: Rural,Trees/Woods,Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 10 Acres
- Features: Landscaped,Open Lot
Parking
- Total spaces: 2
- Parking features: Attached,Detached,Electricity,Garage,Garage Door Opener,Oversized,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $325 | $3,900 |
| Property Taxes | $892 | $10,704 |
| Electricity | $512 | $6,154 |
| Total | $8,049 | $96,588 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $1,300,000 |
| 2023-06-28 | Sold | $829,900 |
| 2023-05-18 | Pending sale | $829,900 |
| 2023-04-12 | Price change | $829,900 |
| 2023-02-15 | Price change | $859,900 |
| 2022-09-24 | Listed for sale | $899,900 |
For Sale by Agent
View on Zillow