




246 The Cross Rd, Scottsville, VA, 24590
About This Home
Nearly three acres in Fluvanna County is the perfect retreat for professionals in nearby Charlottesville; an alternative to the cost of leasing while on a multi year educational, military and business assignments/training, or your family’s home in the land of pleasant living. With Albemarle residential subdivisions and contemporary amenities developing nearby, this property is a wise investment and FireFlyVa Fiber Optic BroadbandVoIP connected allows for at home remote school or business. This well built home offers mechanical updates, central air/heat, and an economical private water well and septic. You’ll appreciate the construction of hand hewn solid oak framing, hardwood & knotty pine floors atop solid oak sub-floors, knotty pine paneling. The cabinets offer ample storage in the open eat-in kitchen with room for oversized professional appliances to satisfy the chef in you! Pickle stain the knotty pine features any transparent color your heart desires and coordinate counter surfaces to suite your personal tastes! The main level full bath, standard bedroom, and bonus office/nursery/den offers convenient single level living with endless potential for expansion. You’ll have two large bedrooms sharing a 1/2 bath on the upper level for private, peaceful rest, or creativity and business away from daily activity. The full un-finished conditioned basement with interior/exterior ingress/egress, built-in shelving, running hot-cold water sink, and single chimney flu hook-up can support a wood heat/cook stove, garden bounty processing and storage, workshop, and the obvious potential for finishing into a separate living space. An oversized 2-car detached garage with electric permanently sits atop a concrete slab block foundation offering protection for your motor vehicles from harsh elements (add your own charging station). A bonus detached storage shed also on a concrete slab block foundation has a double ceiling once used for smoking wild game, BBQ meats, and preserving garden harvests can easily convert to a pet coop/condo or harvest market. A large covered concrete slab front porch with tongue and groove oak ceiling is perfect for relaxing in the shade; personalize it with ceiling fans & swings for charming comfort. An enclosed light-filled back porch on concrete slab block foundation, boasts a lighted ceiling fan, washer/dryer hookup, and functions as a mud room and extended seasonal dining with easy access to the gently rolling backyard where you’ll enjoy private entertaining, grilling, or family fun. This unique property delights your senses with interior and exterior year round horticultural visual interest. Add veggie and culinary herb gardens for a self-sustaining lifestyle. Situated minutes from walkable downtown Scottsville with local dining, a rich regional history, full resource public library, James River Brewery, River boat and fishing access, and vibrant community arts and entertainment. Just a short drive to eclectic diverse Charlottesville and award winning UVa Healthcare, the Trump Convention Center and several other wineries and less than an hour commute to Short Pump/Richmond. Includes all other structures!
Getting Around
Schools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Concrete Block
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Microwave,Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Concrete,Hardwood,Linoleum / Vinyl
Heating & Cooling
- Heating features: Heat pump,Electric,Wood / Pellet
- Cooling features: Central
Interior Area
- Total interior livable area: 1,344 sqft
Property
Details
- Parcel number: 36142
Features
- Exterior features: Other,Shingle,Wood,Composition,Metal
- Has view: Yes
- View description: Territorial
Lot
- Lot size: 2.97 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Drought
- Earthquake
- Hurricane
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $274 | $3,288 |
| Electricity | $202 | $2,433 |
| Total | $2,558 | $30,696 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $385,000 |
| 2026-03-19 | Price change | $310,000 |
| 2026-03-11 | Price change | $385,000 |
| 2026-03-09 | Price change | $551,000 |
| 2025-02-24 | Price change | $349,900 |
| 2025-02-04 | Price change | $385,000 |
| 2024-12-15 | Price change | $325,000 |
| 2024-10-29 | Listed for sale | $295,000 |
| 2024-09-12 | Listing removed | $310,000 |
| 2024-07-18 | Price change | $325,000 |
| 2023-05-15 | Price change | $340,000 |
| 2023-02-23 | Price change | $350,000 |
| 2022-11-11 | Price change | $345,000 |
| 2021-04-27 | Listed for sale | $431,000 |
| 2021-04-15 | Listing removed | -- |
| 2020-07-11 | Price change | $351,000 |
| 2019-05-01 | Price change | $253,000 |
| 2019-02-07 | Price change | $1,000,100 |
| 2019-01-15 | Price change | $1,000,000 |
| 2017-11-24 | Listed for sale | $234,000 |
| 2017-11-17 | Listing removed | $600 |
| 2017-10-28 | Listed for rent | $600 |
