1619 Paynes Mill Rd, Troy, VA, 22974
About This Home
Well-maintained brick ranch on 2 private acres just 15 minutes from Charlottesville, UVA, and downtown. Spacious one-level living with formal living and dining rooms, family room with fireplace, huge rec room, primary suite with private bath, and two additional bedrooms. Enjoy the large fenced backyard, storage shed, and paved circular driveway. Recent updates include HVAC (2025), well pump and hot water heater (2022), updated plumbing, solar panels, heat pump with backup propane heat, and generator. Convenient access to I-64.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Block
- Construction materials: Stick Built
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: First
Family Room
- Level: First
Features
- Primary Downstairs
- Finished area below ground: 0
- Finished area above ground: 1,904
Heating & Cooling
- Heating features: Heat Pump,Propane
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,904
- Total interior livable area: 1,904 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Recreation
- Level: First
Property
Details
- Parcel number: 4241
- Zoning description: R Residential
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 2 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $296 | $3,552 |
| Electricity | $202 | $2,433 |
| Total | $2,703 | $32,436 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $415,000 |
| 2026-06-17 | Listed for sale | $415,000 |
| 2020-07-09 | Sold | $253,500 |
| 2020-04-23 | Price change | $250,000 |
| 2020-03-21 | Listed for sale | $262,900 |
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