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2775 Shell Rd, Gloucester, VA, 23061

3beds
3baths
2,164sqft
$629,000
$291price/sqft
$3,993/moest. monthly cost
$159,720/yrincome needed

About This Home

Fall in love with this gorgeous waterfront home on the Poropotank River in Gloucester. Experience magnificent sunsets with a grand view of the water from your magnificent living space. Enter the front door into a dream-like setting as you peer through the space out to the river beyond. A grand open space features a fresh kitchen remodel with granite countertops and a beautiful central island that is the centerpiece for entertaining and enjoying this lovely home. You will discover features that enhance your waterfront living including a primary bedroom with private access to the covered screened-in rear porch. Fine touches throughout the home and space, plus a partially finished basement that provides tremendous functionality.On-demand hot water and high-efficiency heating and cooling are just a few of the outstanding quality elements adding to your enjoyment of this home.You’ll also find a deep-water pier with a very rare boathouse and powered boat lift.Private & very rare launch area

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
Petsworth Elementary SchoolGrades PK-510.2 mi
7/10
Peasley Middle SchoolGrades 6-84.3 mi
5/10
Gloucester High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Basement
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Central Vacuum
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 2,164 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 16479
  • Zoning: SC-1
  • Other equipment: Sump Pump

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Screened Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 1.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Cold Wave
Drought
Hurricane
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$281$3,372
Property Taxes $324$3,888
Electricity $208$2,501
Total$3,993$47,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,902/yr
40% on housing$119,790/yr
45% on housing$106,480/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 23061$209
Gloucester County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23061$213
Gloucester County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentJohn Polson
BrokerageEXP Realty LLC

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