11011 Harcum Rd, Gloucester, VA, 23061
About This Home
Beautifully maintained Cape Cod on 1.5 private acres in North Gloucester! This home features 4 bedrooms, 3 full baths, multiple living areas, and a spacious family room addition. The kitchen boasts quartz countertops, abundant cabinetry, and a generous dining area. Enjoy the beautiful sunroom with pellet stove and 72 in ceiling fan overlooking the backyard, plus a large two-tier deck with pergola and propane hookup for your grill. Heated ceramic tile floors add comfort in the kitchen, laundry room, and primary bath. Major updates include a GAF architectural roof (2020) with transferable 50-year warranty, new heat pump, air handler and zone board (2025), encapsulated crawlspace with dehumidifier (2023), Rinnai tankless water heater, owned 120-gallon propane tank, whole-house surge protector, security system, new well pump (2026), and high-speed Cox internet. Two large storage sheds and a full privacy fence with double gates complete this exceptional property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Water Softener,Tankless Water Heater,Gas Water Heater
Basement
- Basement: Sealed/Encapsulated Crawl Space
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Features
- Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Pantry
- Door features: Storm Door(s)
- Window features: Skylight(s),Window Treatments
- Flooring: Carpet,Ceramic Tile,Cork,Laminate/LVP
- Number of fireplaces: 1
- Fireplace features: Propane
- Fireplace: Yes
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Heat Pump W/A,Programmable Thermostat,Radiant Floor,Zoned
- Cooling features: Heat Pump W/A,Zoned
Interior Area
- Total interior livable area: 2,628 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Utility Room
- Level: First
Property
Accessibility
- Accessibility features: Main Floor Laundry,Pocket Doors
Details
- Parcel number: 20107
- Zoning: SC-1
- Other equipment: Generator Hookup,Fuel In Tank Conveys
Features
- Stories: 2
- Pool features: Above Ground
- Patio & porch: Deck,Patio,Porch
- Has spa: Yes
- Spa features: Bath
- Fencing: Back Yard,Privacy,Fenced
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Not Waterfront
Lot
- Lot size: 1.50 Acres
- Features: Wooded
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $219 | $2,628 |
| Property Taxes | $247 | $2,964 |
| Electricity | $253 | $3,037 |
| Total | $3,196 | $38,352 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow