338 S Church St, Smithfield, VA, 23430
About This Home
This 4 bedrooms, 3.5 bath home has been completely restored with modern electrical, plumbing, HVAC, and so many more elegant finishes that complement the historic bones, with all the modern amenities. This unique floor plan allows for multiple living areas, and a Main bedroom retreat that will have you cozying up to the fireplace (1 of 4 active; 8 total), or lounging on one of 3 balconies all day long. The ground floor off of the garage is currently set up as a successful vacation rental, but would also make a lovely in law suite or man cave; while the top floor boasts a great room with a full kitchen, and butlers pantry. Several options to insert an elevator at your leisure. Home is walking distance from downtown shops, bars, and restaurants as well as nestled between two walking bridges to access Windsor castle park. Enjoy views of Windsor castle park and tidal Little Creek, just past the lush English Garden, designed with low maintenance in mind.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1796
Materials
- Foundation: Basement
- Roof: Composition
- Construction materials: Fiber Cement,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Electric Range,Gas Range,Refrigerator,Washer,Gas Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Second
Features
- Bar,Cathedral Ceiling(s),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Pantry
- Window features: Window Treatments
- Flooring: Ceramic Tile,Wood
- Number of fireplaces: 8
- Fireplace features: Fireplace Gas-natural,Wood Burning,Primary Bedroom
- Fireplace: Yes
- Attic: Pull Down Stairs
Full Bathroom
- Level: Basement
Great Room
- Level: Basement
Heating & Cooling
- Heating features: Baseboard,Heat Pump,Natural Gas
- Cooling features: Central Air,Wall/Window Unit(s),Zoned
Interior Area
- Total interior livable area: 4,400 sqft
Kitchen
- Level: Second
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 21A01436
- Zoning: TOWN
- Other equipment: Backup Generator
Features
- Stories: 2
- Pool features: None
- Patio & porch: Patio,Porch
- Exterior features: Balcony
- Fencing: Back Yard,Picket,Fenced
- On waterfront: Yes
- Waterfront features: Creek,Marsh
Lot
- Lot size: 0.49 Acres
Parking
- Total spaces: 2
- Parking features: Garage Att 2 Car,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,475 | $53,700 |
| Home Insurance * | $312 | $3,744 |
| Property Taxes | $522 | $6,264 |
| Electricity | $423 | $5,085 |
| Total | $5,732 | $68,784 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow