15465 Holly Dr, Smithfield, VA, 23430
About This Home
Privately set on four acres along the Pagan River, this exceptional Spanish-style residence offers a level of architectural distinction rarely found in the area. A long, wooded approach opens to a serene waterfront setting where sweeping views and natural beauty define the experience. The elevated deck serves as a stunning backdrop for entertaining or quiet moments overlooking the water. Inside, thoughtfully updated kitchen and bath spaces blend timeless style with modern comfort, while all-new windows invite natural light and frame the surrounding landscape. An above-ground pool enhances the outdoor retreat, creating a space designed for both relaxation and enjoyment. A truly distinctive offering just minutes from local conveniences.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Basement
- Roof: Asphalt Shingle
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Spanish
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Water Heater
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Dual Entry Bath (Br & Br),Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
- Window features: Window Treatments
- Flooring: Carpet,Ceramic Tile,Laminate/LVP,Parquet
- Number of fireplaces: 1
- Fireplace features: Propane
- Fireplace: Yes
- Attic: Scuttle
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,905 sqft
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 21C03005
- Zoning: RAC
- Other equipment: Satellite Dish
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Above Ground
- Patio & porch: Deck,Porch
- Fencing: None
- Has view: Yes
- View description: Marsh,Water
- Has water view: Yes
- Water view: Marsh,Water
- On waterfront: Yes
- Waterfront features: River Front,Tidal,Restrictions
Lot
- Lot size: 4 Acres
- Features: Wooded
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Coastal Flooding
- Drought
- Hurricane
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,590 | $43,080 |
| Home Insurance * | $250 | $3,000 |
| Property Taxes | $418 | $5,016 |
| Electricity | $279 | $3,357 |
| Total | $4,537 | $54,444 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow