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101 Barcroft Dr, Smithfield, VA, 23430

3beds
2baths
1,598sqft
$375,000
$235price/sqft
$2,469/moest. monthly cost
$98,760/yrincome needed

About This Home

This charming 3-bedroom, 1.5-bath home is ideally located in an established neighborhood with convenient access to schools, shopping, dining, and everything Smithfield has to offer. Inside, you’ll find a functional floor plan with comfortable living spaces ready for your personal touch. With just a few cosmetic updates, this home can truly shine. Outside, enjoy a large backyard offering plenty of room for entertaining, gardening, or future expansion. The lot may even present the potential for subdivision (buyer to verify with the appropriate local authorities), adding even more value and opportunity. Whether you’re a first-time homebuyer, investor, or someone looking to create your dream home, this property is full of potential in a fantastic location. Don’t miss this opportunity!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Hardy Elementary SchoolGrades PK-42.4 mi
7/10
Smithfield Middle SchoolGrades 7-82.8 mi
5/10
Smithfield High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Other
  • Roof: Asphalt Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,598 sqft

Property

Details

  • Parcel number: 22F01004
  • Zoning: TOWN

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$132$1,584
Property Taxes $239$2,868
Electricity $202$2,433
Total$2,469$29,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,651/yr
40% on housing$74,070/yr
45% on housing$65,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 23430$194
Isle of Wight County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 23430$213
Isle of Wight County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBrandon Privette
Brokerage1st Advantage Realty LLC

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