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14291 Benns Church Blvd, Smithfield, VA, 23430

4beds
2baths
1,568sqft
$420,000
$268price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

Discover this beautifully renovated ranch home in the heart of Smithfield, where modern updates meet small-town charm. Renovated in 2024, this move-in ready gem features a stunning kitchen with stylish new cabinetry, granite countertops, and a spacious island offering abundant storage and the perfect gathering space for family and friends. Luxury vinyl plank flooring flows throughout the home, while the bathrooms shine with updated granite vanities, cabinetry, and contemporary lighting fixtures. Situated on a large corner lot, the property offers a huge backyard ideal for entertaining, relaxing, or enjoying outdoor activities, a partially fenced yard, and a detached double garage with workshop provides plenty of room for hobbies, projects, or extra storage. Conveniently located near schools, shopping, shipyards, and military bases, this home also gives you the opportunity to enjoy the charm of historic Smithfield, known for its quaint shops, famous BBQ, oyster roasts, and shrimp boils.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
7/10
Smithfield Middle SchoolGrades 7-80.5 mi
5/10
Smithfield High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate/LVP

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,568 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 32A02005
  • Zoning: RAC

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Chain Link,Partial,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Features: Corner

Parking

  • Total spaces: 2
  • Parking features: Garage Det 2 Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$148$1,776
Property Taxes $297$3,564
Electricity $202$2,433
Total$2,770$33,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 23430$194
Isle of Wight County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 23430$213
Isle of Wight County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentDiana Germain
BrokerageBHHS RW Towne Realty

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