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886 Brook St, Lynchburg, VA, 24501

2beds
1baths
960sqft
$149,800
$156price/sqft
$1,131/moest. monthly cost
$45,240/yrincome needed

About This Home

Limited time offer: Seller will include a washer/dryer with an acceptable offer! This beautifully updated 2-bedroom, 1-bath home is ready for you to move in. Highlights include new HVAC, windows, flooring, fresh paint, appliances, updated kitchen to include new countertops & cabinetry, modern bathroom with a tile shower. Ideally located close to shopping, dining, and local amenities, this home combines convenience with charm. Perfect for first-time buyers or anyone looking for a turnkey property in a great location!

Getting Around

74
WalkingVery Walkable
41
TransitSome Transit
47
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 114.243

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 142.78

Family Room

  • Area: 0

Features

  • Drywall,Main Level Bedroom,Tile Bath(s)
  • Flooring: Vinyl Plank
  • Attic: Access
  • Finished area below ground: 0
  • Finished area above ground: 960

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First
  • Area: 161.6

Living Room

  • Level: First
  • Area: 167.79

Master Bedroom

  • Level: First
  • Area: 154.58

Office

  • Area: 0

Property

Details

  • Parcel number: 01111029
  • Zoning: R3

Features

  • Levels: One
  • Patio & porch: Front Porch

Lot

  • Lot size: 5,183 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$57$684
Property Taxes $115$1,380
Electricity $202$2,433
Total$1,131$13,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,777/yr
40% on housing$33,930/yr
45% on housing$30,160/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 24501$99
Lynchburg City$91

vs Homes Sold Last Month

Median $/sqft

ZIP 24501$152
Lynchburg City$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$149,800
2026-07-25Listed for sale$149,800
2026-07-20Pending sale$149,800
2026-07-08Price change$149,800
2026-06-18Listed for sale$149,900
2023-08-04Listing removed--
2023-08-03Listed for rent$925
2016-03-15Sold$29,700

For Sale by Agent

AgentCallie Reyes
BrokerageMark A. Dalton & Co., Inc.

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