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225 Bell St, Lynchburg, VA, 24501

2beds
1baths
838sqft
$137,900
$165price/sqft
$1,045/moest. monthly cost
$41,800/yrincome needed

About This Home

Welcome to 225 Bell St! A charming bungalow home in a great location! Located off of 221 in Lynchburg this home has easy access to the University of Lynchburg, making it a great rental opportunity. Don't wait to schedule your showing!

Getting Around

62
WalkingSomewhat Walkable
33
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

3/10
3/10
E.C. Glass High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 156

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Main Level Bedroom
  • Flooring: Vinyl
  • Attic: Scuttle
  • Finished area below ground: 0
  • Finished area above ground: 838

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Forced Warm Air-Elec
  • Cooling features: Central Air

Interior Area

  • Total structure area: 838
  • Total interior livable area: 838 sqft

Kitchen

  • Level: First
  • Area: 253

Living Room

  • Level: First
  • Area: 168

Master Bedroom

  • Level: First
  • Area: 110

Office

  • Area: 0

Property

Details

  • Parcel number: 01319003
  • Zoning: R2

Features

  • Levels: One
  • Patio & porch: Front Porch

Lot

  • Lot size: 6,250 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$52$624
Property Taxes $94$1,128
Electricity $202$2,433
Total$1,045$12,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,828/yr
40% on housing$31,350/yr
45% on housing$27,866/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 24501$99
Lynchburg City$91

vs Homes Sold Last Month

Median $/sqft

ZIP 24501$152
Lynchburg City$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$139,900
2018-08-01Sold$73,900

For Sale by Agent

AgentCharlie Watts
BrokerageWatts Auction Realty Appra Inc

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