101 Watkins Pl, Lynchburg, VA, 24502
About This Home
Updated brick ranch with TWO complete living spaces- ideal for multigenerational living, rental income, or house hacking! Brand-new HVAC and windows (August 2026) turn-key interior, new finishes & appliances bring peace of mind. Both levels offer living room, den, dining area, kitchen, laundry, entry and driveways. Upstairs, highlights provincial hardwood floors, primary en-suite, 2 guest bedrooms, hall bath & bay window overlooking the backyard pond. The walkout basement level offers private entry, new LVP floorings, 3 generous size bedrooms, 1.5 baths, & French sliding doors bringing in an abundance of light. A quiet cul-de-sac location on corner lot with views of mature flowering trees, backyard pond, a level yard with a firepit, and a custom storage shed. Recent upgrades include shaker cabinets, countertops, appliances, hardware, and beautifully renovated baths with marble floors and new vanities. Rental history from 2024-2026 with high cash flow return!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
- Laundry features: In Basement,Dryer Hookup,Laundry Closet,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Apartment,Exterior Entry,Finished,Full,Game Room,Heated,Walk-Out Access
Bedroom
- Level: Below Grade
Bedroom2
- Level: First
- Area: 138
Bedroom3
- Level: First
- Area: 114
Bedroom4
- Level: Below Grade
- Area: 174
Bedroom5
- Level: Below Grade
- Area: 120
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 408
Family Room
- Area: 0
Features
- Apartment,Ceiling Fan(s),Great Room,High Speed Internet,Main Level Bedroom,Primary Bed w/Bath,Separate Dining Room,Walk-In Closet(s)
- Flooring: Hardwood,Marble,Vinyl Plank
- Number of fireplaces: 2
- Fireplace features: 2 Fireplaces,Great Room,Living Room,Wood Burning,Basement
- Fireplace: Yes
- Attic: Access
- Finished area below ground: 1,656
- Finished area above ground: 1,656
Great Room
- Level: Below Grade
- Area: 546
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump,Mini-Split
Interior Area
- Total structure area: 3,312
- Total interior livable area: 3,312 sqft
Kitchen
- Level: First
- Area: 168
Living Room
- Level: First
- Area: 266
Master Bedroom
- Level: First
- Area: 165
Office
- Area: 0
Property
Details
- Parcel number: 26314022
Features
- Levels: One
- Patio & porch: Front Porch
- Exterior features: Garden
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.42 Acres
- Features: Landscaped
Parking
- Parking features: Off Street,Paved Drive
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,300 | $27,600 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $310 | $3,720 |
| Electricity | $319 | $3,828 |
| Total | $3,077 | $36,924 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $455,000 |
| 2026-06-16 | Price change | $445,000 |
| 2026-05-18 | Price change | $450,000 |
| 2026-04-30 | Price change | $469,900 |
| 2026-03-19 | Listed for sale | $475,000 |
| 2024-06-12 | Sold | $425,000 |
| 2024-05-22 | Pending sale | $439,000 |
| 2024-05-16 | Listed for sale | $439,000 |
| 2024-05-11 | Pending sale | $439,000 |
| 2024-05-03 | Listed for sale | $439,000 |
| 2022-10-18 | Listing removed | -- |
| 2022-10-16 | Listed for rent | $1,900 |
| 2022-01-21 | Sold | $259,900 |
| 2021-12-20 | Pending sale | $259,000 |
| 2021-12-17 | Listed for sale | $259,000 |
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