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1704 Taylor St, Lynchburg, VA, 24504

3beds
1baths
1,276sqft
$124,900
$98price/sqft
$1,028/moest. monthly cost
$41,120/yrincome needed

About This Home

Located in the heart of downtown Lynchburg, 1704 Taylor Street is a beautifully renovated 1911 historic home offering the perfect blend of character and modern comfort just minutes from local shopping and dining. Perched above the street, this 3-bedroom, 1-bath home features 1,276 square feet, brand new siding and soffit, and a spacious rocking chair front porch ideal for relaxing or entertaining. Inside, you'll find a freshly painted interior, central air, and a stylish renovation highlighted by brand-new stainless steel appliances. Updates include electrical and plumbing, a new water heater, heat pump line set and compressor, and a new roof with OC Duration shingles installed in 2022. A recent termite treatment with warranty adds peace of mind, making this charming home as practical as it is inviting.

Getting Around

49
WalkingCar-Dependent
37
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

4/10
1/10
Sandusky Middle SchoolGrades 6-83.5 mi
2/10
Heritage High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1911

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 143

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • High Speed Internet,Main Level Bedroom,Main Level Den
  • Flooring: Vinyl,Wood
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,276

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Kitchen

  • Level: First
  • Area: 154

Living Room

  • Level: First
  • Area: 169

Master Bedroom

  • Level: First
  • Area: 169

Office

  • Area: 0

Property

Details

  • Parcel number: 02635017

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 6,303 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$105$1,260
Property Taxes $90$1,080
Electricity $202$2,433
Total$1,028$12,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,245/yr
40% on housing$30,840/yr
45% on housing$27,413/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 24504$64
Lynchburg City$91

vs Homes Sold Last Month

Median $/sqft

ZIP 24504$126
Lynchburg City$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$124,900
2026-06-18Listed for sale$129,900
2026-03-15Listing removed$119,000
2026-01-15Listed for sale$119,000
2020-11-12Sold$26,400
2020-10-08Listed for sale$29,900
2020-03-05Sold$13,750
2019-11-28Listing removed$20,000
2019-10-09Price change$20,000
2019-07-07Listed for sale$24,900
2011-09-10Listing removed$29,900
2011-02-12Listed for sale$29,900
2010-04-16Sold$4,950

For Sale by Agent

AgentTeresa Grant
BrokerageKeller Williams

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