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1030 Florida Ave, Lynchburg, VA, 24504

2beds
2baths
1,280sqft
$129,900
$101price/sqft
$1,055/moest. monthly cost
$42,200/yrincome needed

About This Home

Welcome to 1030 Florida Ave! Offering 2 bedrooms, 1.5 bathrooms, and 1,280 square feet of living space, this inviting two-story home features a comfortable layout with flexible spaces to fit a variety of needs. The spacious living room and dining area provide plenty of room to gather and entertain, while two bonus rooms in the basement offer additional space for a home office, hobby room, workout area, or storage. Ideally situated in the heart of Lynchburg, you'll appreciate the convenience of nearby shopping, dining, schools, and commuter routes. With ample space, plenty of possibilities, and a convenient location, this home is ready to welcome its next owner! Home is being sold AS-IS. Call to schedule your private showing today!

Getting Around

16
WalkingCar-Dependent
30
TransitSome Transit
3
BikeSomewhat Bikeable

Schools

1/10
Sandusky Middle SchoolGrades 6-83.9 mi
2/10
Heritage High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement,Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 165

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 168

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Drywall,Separate Dining Room
  • Flooring: Carpet,Laminate,Vinyl
  • Attic: Access
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: First
  • Area: 128

Living Room

  • Level: First
  • Area: 192

Master Bedroom

  • Level: Second
  • Area: 192

Office

  • Area: 0

Property

Details

  • Parcel number: 04806005
  • Zoning: R3

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Front Porch

Lot

  • Lot size: 0.39 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$109$1,308
Property Taxes $88$1,056
Electricity $202$2,433
Total$1,055$12,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,171/yr
40% on housing$31,650/yr
45% on housing$28,133/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 24504$64
Lynchburg City$91

vs Homes Sold Last Month

Median $/sqft

ZIP 24504$126
Lynchburg City$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$129,900
2026-07-01Pending sale$129,900
2026-06-21Listed for sale$129,900
2022-02-11Sold$95,750
2021-11-16Pending sale$89,900
2021-11-12Listed for sale$89,900
2019-04-12Sold$61,200
2006-08-31Sold$66,000
2002-05-01Sold$54,900
2001-11-15Sold$54,900

For Sale by Agent

AgentKaylin N. Moore
BrokerageKeller Williams

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