9517 11th Bay St, Norfolk, VA, 23518
About This Home
Just one block from the bay and a short stroll to the beach, this Norfolk gem offers the best of relaxed coastal living. Inside, enjoy brand-new flooring and a beautifully updated kitchen designed for effortless entertaining. Step out onto the spacious front deck and take in peaceful bay views—perfect for morning coffee, evening gatherings, or watching the sun set over the water. This home blends location, comfort, and lifestyle in one unforgettable package. VA assumable loan. Current balance is $339,254 with an interest rate of 2.25% with 25 years left on the loan.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Refrigerator,Gas Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
- Flooring: Carpet,Ceramic Tile,Laminate/LVP
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Natural Gas,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total interior livable area: 2,718 sqft
Property
Accessibility
- Accessibility features: Level Flooring
Details
- Parcel number: 15768000
- Zoning: R-11
Features
- Levels: Two
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Patio,Porch,Screened Porch
- Fencing: Back Yard,Full,Wood,Fenced
- Has view: Yes
- View description: Bay,Beach
- Has water view: Yes
- Water view: Bay,Beach
- Waterfront features: Not Waterfront
Lot
- Lot size: 7,570 sqft
- Features: Corner
Parking
- Total spaces: 3
- Parking features: Garage Att 3+ Car,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $356 | $4,272 |
| Property Taxes | $670 | $8,040 |
| Electricity | $261 | $3,141 |
| Total | $4,573 | $54,876 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow