822 W Ocean View Ave, Norfolk, VA, 23503
About This Home
Stunning Direct Bayfront Over/Under Duplex! This beachfront property offers 2,953 total sq ft and an exceptional opportunity to enjoy the sought-after Willoughby/Ocean View coastal lifestyle. Originally built in 1907 as a charming beach cottage and fully remodeled inside and out in 2005, the home blends classic character with modern updates. Both units feature open floor plans designed to maximize natural light and bay views. Unit 1 offers 2 bedrooms, 2.5 baths, a spacious great room, dining area, and a detached garage tucked beside the Bay Oaks. Both units include NEW A/C systems and washer and dryer sets, and both are currently rented. The home is elevated on reinforced concrete block with flood vents, helping maintain more affordable flood insurance.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Roof: Composition
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
Interior Area
- Total interior livable area: 2,953 sqft
Property
Accessibility
- Accessibility features: Level Flooring
Details
- Parcel number: 00163286
- Zoning: R-12
Features
- Patio & porch: Deck
- Fencing: Partial,Privacy
- On waterfront: Yes
- Waterfront features: Bay,Deep Water,Navigable Water
- Frontage length: 54
Lot
- Lot size: 8,100 sqft
- Features: Corner Lot,Flag Lot
- Lot size dimensions: 54 x 150
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $696 | $8,352 |
| Property Taxes | $1,337 | $16,044 |
| Electricity | $284 | $3,413 |
| Total | $8,637 | $103,644 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow