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4610 Colonial Ave, Norfolk, VA, 23508

4beds
3baths
3,100sqft
$574,500
$185price/sqft
$4,088/moest. monthly cost
$163,520/yrincome needed

About This Home

Classic opportunity in Colonial Place. One of the largest homes on one of the largest lots, this 1911 Dutch Colonial offers 3100 sqft, 4 bedrooms, and 2.5 baths with a rare blend of preserved character and thoughtful updates. Original moldings, doors, and trim remain intact throughout, complemented by exposed brick and the timeless feel buyers seek in this area. Spacious layout includes a primary ensuite, large basement, welcoming front porch, and rear deck overlooking the yard. Recent improvements include two HVAC systems, updated baths, LVP flooring, interior paint, stamped concrete patio, concrete driveway, siding, windows, and select appliances and fixtures. Located just minutes to the Lafayette River, boat ramp, dog park, and local restaurants. This is a strong opportunity to own in one of the area’s most established and desirable neighborhoods.

Getting Around

67
WalkingSomewhat Walkable
41
TransitSome Transit
68
BikeBikeable

Schools

5/10
Granby Elementary SchoolGrades PK-51.6 mi
4/10
Blair Middle SchoolGrades 6-81.3 mi
3/10
Maury High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Basement
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate/LVP,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump W/A
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,100 sqft

Property

Details

  • Parcel number: 16692000
  • Zoning: R-8

Features

  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Back Yard,Privacy,Wood,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: Off Street,Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,904$34,848
Home Insurance *$294$3,528
Property Taxes $592$7,104
Electricity $298$3,583
Total$4,088$49,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,160/yr
40% on housing$122,640/yr
45% on housing$109,013/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 23508$201
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23508$217
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMatthew Spencer
BrokerageRock Steady Group

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