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406 Mowbray Arch, Norfolk, VA, 23507

4beds
5baths
4,500sqft
$799,900
$178price/sqft
$5,673/moest. monthly cost
$226,920/yrincome needed

About This Home

Built in 1898 by Danish engineers, this impressive Ghent home facing the Hague was meticulously reimagined by the current owner in 2014 with stunning attention to detail. Careful consideration guided every design choice to ensure that period details and modern luxury would blend seamlessly. The custom Inclinator four-stop elevator even includes direct street level access. The dramatically designed basement level is fully functional living space with the engineering of sophisticated ground water management that prevents water intrusion. A very extensive list of high-end elements used throughout combine to elevate and enhance the enjoyment of living in this home. A private tour is required to fully appreciate this masterful reinvention. Annual Flood Insurance currently $483 a year!!

Getting Around

77
WalkingVery Walkable
72
TransitExcellent Transit
54
BikeBikeable

Schools

8/10
4/10
Blair Middle SchoolGrades 6-80.9 mi
3/10
Maury High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Basement
  • Roof: Asphalt Shingle,Slate
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Cedar Closet(s),Walk-In Closet(s),Entrance Foyer,In-Law Floorplan
  • Window features: Skylight(s),Window Treatments
  • Flooring: Ceramic Tile,Marble,Wood
  • Number of fireplaces: 6
  • Fireplace features: Decorative,Fireplace Gas-natural,Primary Bedroom
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 4,500 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 19278704
  • Attached to another structure: Yes
  • Other equipment: Backup Generator,Enhanced Air Filtration,Sump Pump

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • Waterfront features: Not Waterfront

Lot

  • Features: Corner

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$379$4,548
Property Taxes $817$9,804
Electricity $433$5,201
Total$5,673$68,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,502/yr
40% on housing$170,190/yr
45% on housing$151,280/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 23507$237
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23507$215
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDavid Cacace
BrokerageBHHS RW Towne Realty

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