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1268 Little Bay Ave APT 12, Norfolk, VA, 23503

2beds
1baths
900sqft
$185,000
$206price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Welcome to this charming condo just moments from the sandy shores of 13th Street Beach. Step inside to a beautifully renovated interior featuring a brand-new kitchen with soft-close shaker cabinets, quartz countertops, stainless steel appliances, and a custom tile backsplash. Fresh interior paint, plush new carpeting, and durable luxury vinyl plank flooring create a bright, cohesive feel throughout the home. Second-floor bedrooms and an updated full bath, offering privacy and functionality. Major upgrades, including a new HVAC system and water heater, provide added peace of mind for years to come. Enjoy your own private backyard—perfect for relaxing, entertaining, or soaking in the coastal breeze. Ideally located for both leisure and convenience, this home is just minutes from the Willoughby Boat Ramp, offering easy access to boating, fishing, and waterfront fun, while quick access to the HRBT makes commuting throughout Hampton Roads a breeze.

Getting Around

15
WalkingCar-Dependent
23
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
Northside Middle SchoolGrades 6-82.5 mi
2/10
Granby High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Rehabilitated
  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Washer,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 26000030
  • Attached to another structure: Yes
  • Special condition: Owner Agent

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Back Yard,Privacy,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$103$1,236
Property Taxes $191$2,292
Electricity $202$2,433
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 23503$196
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23503$213
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentLora More
BrokerageA Better Way Realty Inc.

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