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120 W Belvedere Rd, Norfolk, VA, 23505

3beds
2baths
3,000sqft
$745,000
$248price/sqft
$5,297/moest. monthly cost
$211,880/yrincome needed

About This Home

Stop scrolling, this may be the best waterfront value you'll find! This stylish 3-bedroom, 2-bath home offers approximately 3,000 sq. ft. of space with room for just about every chapter of your life. The inviting dining room showcases beautiful water views, making family dinners, holiday gatherings, and backyard BBQ bragging rights. Even better. Downstairs welcomes you with a spacious bedroom, a relaxing foyer featuring custom built-ins perfect for displaying your favorite collections and a warm, inviting family room that's made for movie nights, game days, and gathering with the people who matter most. Cozy never looked so good. Upstairs is one enormous flex space, seriously, it's huge. Media room? Home office? Game room? Guest retreat? Dance studio? You decide. You'll also love the oversized walk-in attic, making holiday decorations easy to store and even easier to find. Outside nature steals the show. Step outside and enjoy peaceful waterfront living where nature provides the entertainment. The birds are so active you may find yourself shopping for a bird camera before patio furniture. If you've been waiting for an affordable waterfront home with charm, personality, and endless possibilities, your search just found its address. Waterfront living, endless possibilities, and an unbeatable value...what are you waiting for?

Getting Around

34
WalkingCar-Dependent
41
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

2/10
Granby Elementary SchoolGrades PK-50.9 mi
3/10
Blair Middle SchoolGrades 6-82.0 mi
2/10
Granby High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bar,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer
  • Door features: Storm Door(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Walk-In

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Programmable Thermostat,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Front-mounted Range Controls,Handheld Showerhead,Main Floor Laundry,Pocket Doors

Details

  • Parcel number: 33207500
  • Other equipment: Attic Fan

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Inground Sprinkler,Irrigation Control
  • Fencing: Back Yard,Partial,Fenced
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Bulkhead,Deep Water Access,Dock,Navigable Water,River Front,Tidal,Restrictions

Lot

  • Features: Wooded

Parking

  • Parking features: Close to Mass Transit,Multi Car,Driveway,On Street,Converted Gar
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$472$5,664
Property Taxes $770$9,240
Electricity $288$3,467
Total$5,297$63,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,611/yr
40% on housing$158,910/yr
45% on housing$141,253/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 23505$164
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23505$211
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentCheryl Hickok
BrokerageBHHS RW Towne Realty

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