2004 E Ocean View Ave, Norfolk, VA, 23503
About This Home
Rare bayfront opportunity on Norfolk's Cottage Line with private beach access to the bay. This 5-bedroom, 3-bath fully furnished home offers 2,712 sq. ft. of living space across two levels. The upper-level features soaring wood-beamed ceilings, knotty pine paneling, a brick wood-burning fireplace, hardwood floors, and floor-to-ceiling windows with breathtaking bay views. The glass-enclosed sunroom opens to a large newer composite deck overlooking the water. The kitchen includes a brick breakfast bar, bar seating, and flows into the main living and dining area. The lower level offers a second living and dining space with a brick fireplace, wet bar, and additional bedrooms, well suited for multi-generational living. A spacious covered patio beneath the deck provides additional outdoor entertaining space. Detached garage plus multi-car driveway parking. No CIC/HOA fees and NO FLOOD INSURANCE REQUIRED ON HOME. 12' Above sea level.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Slab
- Roof: Asphalt Shingle
- Construction materials: Shingle Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Oil Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Cathedral Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer
- Flooring: Carpet,Ceramic Tile,Laminate/LVP,Vinyl,Wood
- Number of fireplaces: 2
- Fireplace features: Decorative,Fireplace Gas-natural
- Fireplace: Yes
- Attic: Permanent Stairs
Heating & Cooling
- Heating features: Baseboard,Forced Air,Hot Water,Oil
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,999 sqft
Property
Details
- Parcel number: 32566100
- Zoning: R-12
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio,Porch
- Exterior features: Balcony
- Fencing: Full,Wood,Fenced
- Has view: Yes
- View description: Bay,Beach
- Has water view: Yes
- Water view: Bay,Beach
- On waterfront: Yes
- Waterfront features: Bay
- Frontage length: 50
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 1
- Parking features: Garage Det 1 Car,Multi Car,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $515 | $6,180 |
| Property Taxes | $953 | $11,436 |
| Electricity | $288 | $3,466 |
| Total | $6,433 | $77,196 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow