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3477 Bessie St, Norfolk, VA, 23513

4beds
2baths
1,800sqft
$365,000
$203price/sqft
$2,619/moest. monthly cost
$104,760/yrincome needed

About This Home

Rebuilt in 2015, this beautifully maintained 4-bedroom, 2-bath home offers an open, airy layout with a spacious great room and gourmet eat-in kitchen featuring stainless steel appliances and recessed lighting. Updates include LVP flooring throughout the main living areas in 2025, zoned heating and cooling, a remodeled downstairs bathroom in 2023, partial crawl space encapsulation, and a new fence in 2022. The first-floor primary suite offers convenience and privacy, while upstairs features a spacious bedroom with a walk-in closet plus two additional generously sized bedrooms. Outside, enjoy a large backyard made for entertaining with a spacious patio and plenty of room to gather. The detached garage has been newly finished, offering even more usable space. Solar panels added in 2021 help keep the electric bill next to nothing. Sellers only end up paying the $9 connection fee to dominion power! Conveniently located near the airport, interstate, shopping outlets, and military bases.

Getting Around

43
WalkingCar-Dependent
41
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

2/10
1/10
Norview Middle SchoolGrades 6-81.0 mi
2/10
Norview High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Laminate/LVP,Vinyl
  • Attic: Pull Down Stairs,Walk-In

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 30352000
  • Zoning: R-7

Features

  • Stories: 2
  • Pool features: None
  • Fencing: Privacy,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 6,085 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Det 1 Car,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$196$2,352
Property Taxes $376$4,512
Electricity $202$2,433
Total$2,619$31,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,794/yr
40% on housing$78,570/yr
45% on housing$69,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 23513$142
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23513$202
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentEmily Berry
BrokerageOwn Real Estate LLC

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