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510 Oak Grove Rd, Norfolk, VA, 23505

4beds
5baths
5,092sqft
$1,800,000
$353price/sqft
$12,589/moest. monthly cost
$503,560/yrincome needed

About This Home

WATERFRONT! Just off the Lafayette River, boatable. This Tudor home feels straight out of a storybook. The enchanting residence is rich with character and castle-like details. Warm woodwork and architectural accents, including 3 fireplaces, create a timeless feel. A winding staircase invites exploration, while the charming turret adds a rare sense of whimsy. Every room offers cozy nooks, unexpected views, and delightful surprises, with water views from many rooms. Outside, the magic continues. French doors open to a private dock. A riverside pool with a motorized cover overlooks the water, paired with an adorable pool house retreat that feels like a hidden cottage. English gardens bloom with perennials; azaleas frame the secluded, expansive fenced yard. A historic brick wall with an electric driveway gate and a slate roof completes this storybook setting. Appraisal for $1,850,000 attached to listing.

Getting Around

11
WalkingCar-Dependent
36
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

5/10
Granby Elementary SchoolGrades PK-50.3 mi
4/10
Blair Middle SchoolGrades 6-82.6 mi
2/10
Granby High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Slab
  • Roof: Slate
  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Cedar Closet(s),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Tagged Fixtures,Entrance Foyer
  • Flooring: Carpet,Ceramic Tile,Marble,Wood
  • Number of fireplaces: 3
  • Fireplace features: Fireplace Gas-natural,Propane,Wood Burning,Primary Bedroom
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Radiator,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 5,092 sqft

Property

Accessibility

  • Accessibility features: Casement/Crank Windows,Front-mounted Range Controls

Details

  • Parcel number: 38600580
  • Zoning: R-5
  • Other equipment: Attic Fan

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Inground Sprinkler,Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial,Wall,Fenced
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Deep Water,Deep Water Access,Dock,Riparian Rights,River Front,Tidal
  • Frontage length: 185

Lot

  • Lot size: 1.14 Acres
  • Features: Wooded
  • Lot size dimensions: 185 x 193

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Converted Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$1,142$13,704
Property Taxes $1,856$22,272
Electricity $490$5,885
Total$12,589$151,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$431,622/yr
40% on housing$377,670/yr
45% on housing$335,706/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 23505$161
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23505$211
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentGreg Garrett, Garrett Realty Partners
BrokerageGarrett Realty Partners

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