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3629 Bell St, Norfolk, VA, 23513

2beds
1baths
1,481sqft
$140,000
$95price/sqft
$1,128/moest. monthly cost
$45,120/yrincome needed

About This Home

Calling all investors and rehab enthusiasts! This 2-bedroom, 1-bath home in Norfolk offers nearly 1,500 square feet of living space on a spacious 0.17 acre lot and is ready for a complete renovation. This property presents a prime opportunity to reimagine to maximize its potential. Bring your vision and creativity to transform this property into something special. Call today for more information and to schedule your tour! Case#544-044271 IE (Insurable with escrow) Subject to Appraisal. Property is Owned by the US Dept. of HUD. Seller makes no representations or warranties as to the property condition. HUD Homes are Sold "AS IS". Equal Housing Opportunity. Seller may contribute up to 3% for buyers closing costs upon, upon bid submission.

Getting Around

63
WalkingSomewhat Walkable
43
TransitSome Transit
50
BikeBikeable

Schools

1/10
Norview Middle SchoolGrades 6-80.5 mi
2/10
Norview High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,481 sqft

Property

Details

  • Parcel number: 47060200
  • Zoning: R-8
  • Special condition: Bank Repo,Govt Owned

Features

  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 7,448 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$75$900
Property Taxes $144$1,728
Electricity $202$2,433
Total$1,128$13,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,674/yr
40% on housing$33,840/yr
45% on housing$30,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 23513$144
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23513$202
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJonathan Melvin
BrokerageBenham Real Estate LLC

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