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1346 Westmoreland Ave, Norfolk, VA, 23508

3beds
3baths
1,816sqft
$485,000
$267price/sqft
$3,402/moest. monthly cost
$136,080/yrincome needed

About This Home

Timeless Tudor architecture meets gracious Larchmont living in this beautifully maintained home on a picturesque dead-end street. An inviting front porch creates a warm welcome to a home filled with classic charm and thoughtful updates. Beautiful oak floors flow throughout, while the spacious living room features French doors opening to the front porch. The updated kitchen offers stainless steel appliances and space for everyday living and entertaining. Upstairs, the oversized primary suite provides a private retreat with ensuite bath and generous closet space. Two additional bedrooms share a beautifully renovated Jack-and-Jill bath (2021). Updates include replacement windows, interior paint (2022), HVAC (2024), water heater (2024) and driveway (2019). Enjoy a large fenced backyard and detached shed. Convenient to Bluestone Park, coffeehouses, shopping, dining, interstates and naval bases.

Getting Around

37
WalkingCar-Dependent
38
TransitSome Transit
69
BikeBikeable

Schools

8/10
3/10
Blair Middle SchoolGrades 6-81.8 mi
3/10
Maury High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1933

Materials

  • Roof: Asphalt Shingle,Slate
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dual Entry Bath (Br & Br),Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump W/A,Hot Water,Natural Gas,Radiator
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 1,816 sqft

Property

Details

  • Parcel number: 48996300
  • Zoning: R-8
  • Other equipment: Attic Fan,Sump Pump

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard,Privacy,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Space,Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$248$2,976
Property Taxes $500$6,000
Electricity $202$2,433
Total$3,402$40,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,640/yr
40% on housing$102,060/yr
45% on housing$90,720/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 23508$200
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23508$217
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentLauren Dial
BrokerageHoward Hanna Real Estate Svcs.

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