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435 E Freemason St APT 1B, Norfolk, VA, 23510

1beds
1baths
1,034sqft
$225,000
$218price/sqft
$1,690/moest. monthly cost
$67,600/yrincome needed

About This Home

Turn-key, first-floor condo with zero-step entry - completely updated and move-in ready. Enjoy a brand-new kitchen featuring quartz countertops and newer stainless steel appliances. The spa-like bathroom offers a beautifully tiled shower and modern finishes. Fresh flooring and tasteful paint run throughout the home. Spacious layout includes a massive living room, dining area with space for a home office, and a large bedroom with a walk-in closet. Separate laundry closet provides additional storage. Relax on the inviting front porch with privacy from manicured bushes. Ample street parking available. Ideally located on a quiet, tree-lined street just minutes from the shops, dining, and energy of Granby Street!

Getting Around

79
WalkingVery Walkable
78
TransitExcellent Transit
52
BikeBikeable

Schools

4/10
Blair Middle SchoolGrades 6-81.4 mi
3/10
Maury High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,034 sqft

Property

Details

  • Parcel number: 72780244
  • Attached to another structure: Yes
  • Zoning: HC-EF

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: City
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Assigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$89$1,068
Property Taxes $262$3,144
Electricity $202$2,433
Total$1,690$20,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,942/yr
40% on housing$50,700/yr
45% on housing$45,066/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 23510$188
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23510$226
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKatie Howlett
BrokerageBHHS RW Towne Realty

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