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1440 Virgilina Ave, Norfolk, VA, 23503

3beds
2baths
1,374sqft
$345,000
$251price/sqft
$2,492/moest. monthly cost
$99,680/yrincome needed

About This Home

Original 1957 one-family-owned 3-bedroom, 2-bath ranch in desirable Bayview Beach on a quiet, tree-lined street. Just blocks from Chesapeake Bay beaches and around the corner from Bayview Elementary's park and playground. Updates include: Roof (2016), water heater (2024), serviced HVAC with new fan motor, fully remodeled kitchen (June 2026) with butcher block countertops, shiplap backsplash, LVP flooring, new hardware, and LED lighting. 2 bathrooms remodeled (June 2026) with new LVP flooring, lighting, faucets, hardware, and medicine cabinets. Refinished original hardwood floors, solid wood interior doors, custom family room built-ins, refinished LVP flooring, and painted paneling. New programmable ceiling fans and bedroom lighting. 25x14 Great room could be converted to a 4th Bedroom Privacy-fenced chain linked backyard with deck, well-water access, washer (2021), dryer (2018), refrigerator (2020), and gas stove (2020). Move-in ready! Seller will provide a 13-month Choice Home Warranty plus $5K in buyers closing cost assistance. Just reduced to appraisal value $342K.

Getting Around

18
WalkingCar-Dependent
39
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
3/10
Azalea Middle SchoolGrades 6-82.3 mi
2/10
Norview High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dryer,ENERGY STAR Qualified Appliances,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First
  • Dimensions: 25x14

Features

  • Ceiling Fan(s)
  • Flooring: Laminate/LVP,Wood
  • Attic: Pull Down Stairs,Walk-In

Full Bathroom

  • Level: First
  • Dimensions: 8x7

Great Room

  • Level: First
  • Dimensions: 25x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,374 sqft

Kitchen

  • Level: First
  • Dimensions: 18x8

Living Room

  • Level: First
  • Dimensions: 15x14

Primary Bedroom

  • Level: First
  • Dimensions: 12x9

Utility Room

  • Level: First

Property

Details

  • Parcel number: 07459100
  • Zoning: R-8

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: Back Yard,Privacy,Wood,Fenced
  • Has view: Yes
  • View description: City,Trees/Woods
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 3
  • Parking features: 3 Space,Off Street,Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$192$2,304
Property Taxes $354$4,248
Electricity $202$2,433
Total$2,492$29,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,440/yr
40% on housing$74,760/yr
45% on housing$66,453/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 23503$195
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23503$213
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJudith Boone
BrokerageJudy Boone Realty Inc.

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